lifetime-free
Canara Bank RuPay Select Credit Card
Lifetime-free RuPay card offering ₹10L accident insurance and cashback-style reward redemption against dues.
Annual Fee
₹0 (Lifetime-free; ₹300 inactivity fee if spend <₹10,000/year)
Rewards
2 RP/₹100 (0.5%)
Lounge Access
Complimentary (terms not specified by source)
Fuel Waiver
1%
Milestone
None
Best For
New credit users focused on shopping
Welcome Offer
None
Type
Lifetime-Free
Description
A lifetime-free RuPay card earning 2 reward points per ₹100 spent, including e-commerce. Uniquely allows reward points to be adjusted directly against the card's outstanding balance. Includes personal accident death and permanent disability insurance up to ₹10L, zero liability protection, and a 1% fuel surcharge waiver. An inactivity fee of ₹300 applies if annual spend falls below ₹10,000.
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