lifetime-free
IndusInd Bank Platinum RuPay Credit Card
Lifetime-free entry-level RuPay card earning double points on UPI transactions with travel insurance included.
Annual Fee
₹0 (Lifetime-free)
Rewards
2 RP/₹100 on UPI; 1 RP/₹100 non-UPI (1 RP = ₹0.35)
Lounge Access
No
Fuel Waiver
1% (₹40/mo, ₹480/yr cap)
Milestone
None
Best For
First-time cardholders, UPI-first spenders
Welcome Offer
None
Type
Lifetime-Free/Shopping (RuPay, UPI-linked)
Description
IndusInd Bank's first RuPay card, earning 2 reward points per ₹100 on UPI transactions and 1 point per ₹100 on non-UPI spends (1 point = ₹0.35). No joining or annual fee. Includes travel insurance covering lost baggage (₹1L), delayed baggage (₹25K), and lost passport (₹50K), plus a 1% fuel surcharge waiver. No lounge access. Points can also convert to KrisFlyer miles (400 points = 100 miles).
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