lifetime-free
ICICI Platinum Chip Card
Lifetime-free card with simple 1% rewards and fuel waiver—perfect for basic, hassle-free spending.
Annual Fee
₹199
Rewards
1%
Lounge Access
No
Fuel Waiver
1%
Milestone
None
Best For
Brick-and-mortar
Welcome Offer
None
Type
Lifetime-Free
Description
Basic 1% rewards on offline spends. Low ₹199 annual fee. 1% fuel surcharge waiver (₹250-3,000 txns). No milestone benefits or lounge access. Ideal for those preferring physical store shopping.
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