lifetime-free
YES Klick Credit Card
Lifetime-free RuPay virtual card offering flat cashback on UPI Scan & Pay, issued through the Kiwi app.
Annual Fee
₹0 (Lifetime-free)
Rewards
1.5% flat cashback on UPI Scan & Pay
Lounge Access
None
Fuel Waiver
1% (₹500-3K, ₹100/cycle cap)
Milestone
None
Best For
UPI-heavy daily spenders wanting instant cashback
Welcome Offer
Not confirmed
Type
Lifetime-Free
Description
A fully digital RuPay virtual card issued through the Kiwi app, earning a flat 1.5% cashback on UPI Scan & Pay transactions — credited directly, with no points system or redemption fee. No joining or annual fee. Instant virtual card issuance via Kiwi's digital KYC. No lounge access. Ideal for everyday UPI-first spenders who want simple, immediate cashback over an accumulating rewards program
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