lifetime-free
HSBC Visa Platinum Credit Card
Lifetime-free rewards card with air miles conversion, fuel cashback and Visa Signature membership perks.
Annual Fee
₹0 (Lifetime-free)
Rewards
2 RP/₹150; up to 6X via Travel with Points (hotels/flights/car rentals)
Lounge Access
No
Fuel Waiver
1% (₹400-4K, ₹250/mo cap) + ₹250 contactless fuel cashback/quarter
Milestone
None
Best For
First-time cardholders
Welcome Offer
2,000 RP (₹5K spend/30 days) + 3-month Swiggy One + up to ₹500 Amazon/Zomato/Swiggy voucher + ₹250 Amazon eGift (Video KYC)
Type
Lifetime-Free
Description
Lifetime-free card earning 2 reward points per ₹150, with up to 6X points on hotel, flight and car rental bookings via Travel with Points, and 1:1 transfer to air miles with Air India, Etihad, British Airways and Singapore Airlines. Includes 1% fuel surcharge waiver (₹400-4,000, capped ₹250/month), quarterly contactless fuel cashback, and Visa Signature perks including a 12-month Times Prime membership. No lounge access. Ideal for first-time cardholders seeking free travel rewards.
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