lifetime-free
Standard Chartered Platinum Rewards Credit Card
Lifetime-free entry-level card earning 5X rewards on dining and fuel with no monthly cap.
Annual Fee
₹250 (waived on ₹500 spend/30 days — effectively lifetime-free)
Rewards
5 RP/₹150 dining/fuel (uncapped); 1 RP/₹150 other
Lounge Access
No
Fuel Waiver
1%
Milestone
None
Best For
First-time credit users
Welcome Offer
None
Type
Lifetime-Free/Rewards
Description
An entry-level card earning 5 reward points per ₹150 on dining and fuel spends with no monthly cap, and 1 point per ₹150 elsewhere. Joining and annual fee ₹250, waived by spending just ₹500 within the first 30 days — making it effectively lifetime-free. Points redeem at 1 RP = ₹0.25 against retail items and vouchers. No lounge access or travel perks.
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