lifetime-free
YES EMI Card
Functional card designed primarily for converting large purchases into EMIs, with modest standard benefits.
Annual Fee
₹499+GST (Joining ₹499+GST; waived ₹1.2L spend/yr)
Rewards
Not confirmed — likely minimal/standard base rate
Lounge Access
No
Fuel Waiver
1% (per standard schedule)
Milestone
None
Best For
Big-ticket purchases needing instant EMI conversion
Welcome Offer
Not confirmed
Type
Lifetime-Free
Description
A functional credit card positioned around EMI conversion for large purchases, with a joining and annual fee of ₹499+GST, waived on ₹1.2L annual spend. Standard fuel surcharge waiver applies. This card is a niche/utility-focused product rather than a rewards-first card — detailed benefit information is limited compared to YES Bank's other cards.
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