lifetime-free
IDFC FIRST WOW Credit Card
FD-Backed Secured Card With 1% Rewards And No Fees—Perfect For Beginners Building Credit Safely.
Annual Fee
Lifetime-free
Rewards
1 RP/₹100
Lounge Access
No
Fuel Waiver
No
Milestone
None
Best For
Beginners
Welcome Offer
None
Type
Lifetime-Free
Description
Secured, FD-backed card with 1% rewards. No annual fee, no lounge access. Ideal for beginners building credit. Requires a fixed deposit (min ₹10K). Simple, contactless, and easy to use. No welcome benefits. Best for secured credit history.
Disclaimer
This website is an independent comparison platform and is not affiliated with, endorsed by, or associated with any bank. All trademarks belong to their respective owners.
Comparison
Cards
Compare different cards and choose the best one for your needs.
Explore
Bank
Annual Fee
Rewards
Lounge Access
Fuel Waiver
Milestone
Best For
Welcome Offer
Type
Find the Perfect Credit Card for You
Compare, choose, and apply for the best credit cards from top Indian banks in minute
Know more
IndusInd Legend Credit Card
Lifetime‑free card with steady reward rate and basic fuel benefits.
ICICI Platinum Chip Card
Lifetime-free card with simple 1% rewards and fuel waiver—perfect for basic, hassle-free spending.
SBI SimplySAVE Credit Card
Enjoy 5% rewards on dining, groceries, and movies with vouchers and fuel waiver—SBI SimplySAVE is a lifetime-free card for everyday spending.
HDFC Freedom Credit Card
Lifetime-free starter card with flat rewards and fuel waiver—ideal for building your credit journey.
Axis Insta Easy
Instant-approval lifetime-free card with flat rewards and fuel waiver—great for quick, no-fee access.
IndusInd Platinum
Simple lifetime-free card with flat rewards and fuel waiver—great for first-time users.
YES Prosperity Edge
Lifetime-free student card with 1% rewards and fuel waiver—ideal for college beginners.
Bank of Baroda Easy
Zero-fee budget card with 1% rewards and fuel waiver—perfect for cost-conscious users.
Standard Chartered Platinum Credit Card
The Standard Chartered Platinum Rewards Credit Card gives you extra rewards on fuel and dining, without heavy fees. It’s good if you spend often in those categories and want a lightweight card with decent perks.
ABC Nxt & ABC Flex Credit Cards
ABC Nxt and ABC Flex are lifetime‑free, rewards‑credit cards aimed at people who want good benefits on everyday spends without paying annual fees. They give you bonus reward points for categories like groceries, utilities, education and online shopping, plus some travel/railway perks, and let you customise features to suit your lifestyle.
PNB RuPay Platinum Card
Zero-fee RuPay card offering complimentary lounge access, fuel waiver and accidental insurance coverage.
PNB Visa Gold Card
A mid-tier Visa card with balanced rewards for everyday shopping and lifestyle spends.
PNB Visa Platinum Card
Higher-limit Visa card offering steady rewards and lifestyle privileges for established credit customers.
HSBC Visa Platinum Credit Card
Lifetime-free rewards card with air miles conversion, fuel cashback and Visa Signature membership perks.
HSBC RuPay Platinum Credit Card
Zero-fee UPI-linked card earning reward points redeemable across 15+ airline and hotel partners.
IDBI Royale Signature Credit Card
Lifetime-free entry-level card with quarterly lounge access and ₹25L air accident cover.
IDBI Aspire Platinum Credit Card
Lifetime-free card with milestone bonuses on ₹1L and ₹2L annual spend.
KVB Corporate Credit Card
Zero-fee Visa card for business owners and employees with domestic lounge access and fuel waiver.
Canara Bank Mastercard World Credit Card
Lifetime-free Mastercard offering quarterly domestic lounge visits and biannual international lounge access with guests.
Canara Bank Mastercard Platinum Credit Card
Lifetime-free card with quarterly domestic lounge access and layered insurance for online shoppers.
Canara Bank Visa Platinum Credit Card
Affordable Visa card with quarterly lounge access, insurance cover, and a 50-day interest-free period.
Canara Bank RuPay Select Credit Card
Lifetime-free RuPay card offering ₹10L accident insurance and cashback-style reward redemption against dues.
Canara Bank RuPay Classic Credit Card
Basic lifetime-free RuPay card with 50-day interest-free credit and easy EMI conversion via the app.
Canara Visa Classic / Mastercard Standard Credit Card
Twin-network lifetime-free card offering standard rewards and a 2.5% fuel surcharge waiver each month.2
BOI RuPay Swadhan Platinum Credit Card
Lifetime-free secured card issued against FD, ideal for building credit history from scratch.
LIC Lumine Credit Card
Fully lifetime-free LIC co-branded card with milestone bonuses and personal accident cover.
Axis Bank Neo Credit Card
Lifetime-free RuPay UPI card offering discounts on Blinkit, Zomato, BookMyShow, and utility bill payments.
Axis Bank Kwik RuPay Credit Card
Lifetime-free RuPay card for the Kiwi app, offering instant virtual issuance and UPI rewards.
IndusInd Bank Platinum RuPay Credit Card
Lifetime-free entry-level RuPay card earning double points on UPI transactions with travel insurance included.
IndusInd Bank Platinum Aura Edge Credit Card
Customizable lifetime-free card with four reward plans, earning up to 8X points in your choice.
Standard Chartered Platinum Rewards Credit Card
Lifetime-free entry-level card earning 5X rewards on dining and fuel with no monthly cap.
Indian Army YODDHA BOBCARD Credit Card
Lifetime-free card for Army personnel with a 12-month FITPASS membership and lounge access.
Assam Rifles The SENTINEL BOBCARD Credit Card
Lifetime-free card for Assam Rifles personnel with a 12-month FITPASS membership and lounge access.
BOBCARD ICSI Diamond Credit Card
Lifetime-free professional card for Company Secretaries with quarterly lounge access and 5X rewards.
AU Prathama Credit Card
AU Bank's lowest-fee starter card, built for first-time credit users with milestone-based rewards.
AU NOMO Credit Card
Secured credit card issued against a fixed deposit, ideal for students and first-time credit builders.
YES EMI Card
Functional card designed primarily for converting large purchases into EMIs, with modest standard benefits.
RBL Bank Signature Banking Credit Card
A premium zero-fee relationship card offering up to 4% cashback, domestic and international lounge privileges and milestone cashback.