cashback
YES BYOC
Fully customizable card letting you choose your own merchant perks, card design, and subscription tier.
Annual Fee
NIL one-time (Regular) / ₹249 (Eco-friendly) / ₹3,499 (Metal) + ₹49-99/month
Rewards
10% cashback at 2-5 chosen merchants (Swiggy, Uber, PharmEasy, BigBasket, BookMyShow), capped ₹100/merchant/cycle
Lounge Access
1/quarter (₹50K spend prior quarter)
Fuel Waiver
1% (cap ₹125/cycle)
Milestone
None confirmed
Best For
Spenders wanting full control over their card's benefits and design
Welcome Offer
Not confirmed
Type
Cashback
Description
YES Bank's fully customizable card, letting cardholders choose their card format (Regular, Eco-friendly, or Metal) and an optional monthly subscription tier — Silver (₹99, 2 of 5 merchants), Gold (₹149, 3 of 5), or Platinum (₹249, all 5) — to earn 10% cashback at selected partner merchants (Swiggy, Uber, PharmEasy, BigBasket, BookMyShow), capped ₹100 per merchant per statement cycle (max ₹1,000 overall). Monthly card fee ₹49-99 depending on variant, plus a one-time fee of NIL (Regular), ₹249 (Eco-friendly), or ₹3,499 (Metal). Includes 1 domestic lounge visit per quarter (₹50,000 spend in the prior quarter required). No cashback on utility or wallet spends.
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