shopping
American Express Centurion Card
Invite-only ultra-premium charge card with a personal relationship manager and unmatched global privileges.
Annual Fee
₹2,75,000 + GST (Joining/Initiation ₹7,00,000 + GST; Supplementary card ₹1,00,000)
Rewards
6 MR/₹200 on all spends including fuel, insurance, and utilities; +4 bonus MR/₹200 on fuel (capped 10,000 bonus pts/month)
Lounge Access
Access to 1,550+ lounges across 130 countries, including Centurion Lounges, regardless of travel class
Fuel Waiver
0% at HPCL
Milestone
₹50,000 in Taj vouchers, twice yearly, on ₹1L domestic travel/stay spend
Best For
Ultra-high-net-worth individuals with an existing deep Amex relationship
Welcome Offer
None
Type
Ultra-premium (Invite-only Charge Card)
Description
American Express's most exclusive card, available in India only by invitation — typically extended to existing Platinum Charge cardholders who sustain very high spending over 2-3 years. Earns 6 Membership Rewards points per ₹200 spent, notably including fuel, insurance, and utility payments. Joining/initiation fee ₹7,00,000 + GST, with an annual fee of ₹2,75,000 + GST from year two — an all-in first-year cost of roughly ₹11.5 lakh. Includes a dedicated 24/7 Relationship Manager, complimentary Hilton Honors and Marriott Bonvoy Gold Elite status, access to 1,550+ global lounges regardless of travel class, complimentary golf at 30+ Indian and 50+ international courses, preferential airfares, ₹10 crore global air accident cover, and access to exclusive Centurion-only spaces. No public application process exists.
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