shopping
IndusInd Bank Celesta Credit Card
Premium lifestyle card with unlimited domestic lounge access, monthly golf, and Club Marriott membership.
Annual Fee
₹5,000 from year 2 (Joining ₹25,000; waived on ₹10L spend/year)
Rewards
3 RP/₹100 international; 1 RP/₹100 domestic (1 RP = ₹0.75 cash credit)
Lounge Access
Unlimited domestic + 2 international/quarter (Priority Pass)
Fuel Waiver
1% (₹400-4K)
Milestone
None
Best For
High-income frequent domestic travelers wanting lifestyle perks
Welcome Offer
Vouchers worth ₹25,000 (matching joining fee)
Type
Super-premium/Lifestyle (American Express)
Description
A premium lifestyle card on the American Express network, earning 3 reward points per ₹100 on international spends and 1 point per ₹100 domestically. Joining fee ₹25,000 (offset by equal-value welcome vouchers); annual fee ₹5,000 from year two, waived on ₹10L annual spend. Includes unlimited domestic lounge access, 2 international lounge visits per quarter via Priority Pass, a complimentary Club Marriott membership, monthly golf lesson and game, up to 3 free movie tickets a month, 10% off Hertz car rentals, and 20-25% off dining.
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