Cashback
IDFC FIRST Bank Millennia Credit Card
The IDFC FIRST Millennia Card is a cashback-focused card ideal for online shoppers.
Annual Fee
βΉ499 + GST
Rewards
5% & 1% Cashback
Lounge Access
No
Fuel Waiver
Yes (1%)
Milestone
Annual Fee Waiver
Best For
Online Spending
Welcome Offer
Bonus Cashback
Type
Cashback
Description
The IDFC FIRST Millennia Card is a cashback-focused card ideal for online shoppers. It offers 5% cashback on key categories like e-commerce, food delivery, and utilities (capped at βΉ200/month), and 1% on all other spends. It includes a fuel surcharge waiver but no lounge access. The βΉ499 annual fee is reversed on spending βΉ50,000 in a year. A welcome bonus is offered for initial spending.
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Annual Fee
Rewards
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Milestone
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Type
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