shopping
KVB Honour Credit Card
KVB's premium own-brand card, earning 4X on travel with lounge access and a spend-waivable fee.
Annual Fee
Joining Nil; ₹999/yr (waived 1st year; ₹3L retail spend thereafter)
Rewards
4X travel/hotels/flights; 3 RP/₹150 base; 2X (other categories)
Lounge Access
4 domestic
Fuel Waiver
1% (₹500–4,000, max ₹200/cycle)
Milestone
None
Best For
Travel-focused spenders
Welcome Offer
700 bonus reward points
Type
Shopping
Description
KVB's premium own-brand card, issued on the Visa Signature variant. No joining fee; annual fee ₹999, waived in the first year and reversed thereafter on minimum retail spends of ₹3 lakh in the previous year, excluding cash withdrawals. Add-on cards cost ₹200 each. Includes 4 complimentary domestic lounge visits, a 1% fuel surcharge waiver on single transactions between ₹500 and ₹4,000 capped at ₹200 per billing cycle, and a 15 to 45 day interest-free period. Finance charges 3.25% monthly, forex markup 3.5%. Rent payments attract a 1% service charge.
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