shopping
DBS Spark Credit Card
Customizable card in three tiers with domestic lounge access and accelerated monthly milestone rewards.
Annual Fee
₹499 / ₹999 / ₹1,499 (Spark5 / Spark10 / Spark20; waived on ₹1.5L / ₹2L / ₹2.5L annual spend)
Rewards
2 Cash Points/₹200 across all variants; 5X/10X/20X accelerated points on monthly spend thresholds
Lounge Access
1 domestic/quarter (Spark5, Spark10); 2 domestic/quarter (Spark20) — no international
Fuel Waiver
1%
Milestone
Quarterly bonuses — 2,500/3,500/5,000 points on ₹50K/₹75K/₹1L quarterly spend
Best For
Young shoppers wanting a customizable fee tier
Welcome Offer
2,500 Cash Points
Type
Shopping
Description
Available in three variants — Spark5 (₹499), Spark10 (₹999), and Spark20 (₹1,499) — each earning 2 Cash Points per ₹200 spent, with accelerated 5X/10X/20X points on monthly spend thresholds (capped 3,000/5,000/7,000 points respectively). Annual fee waived on yearly spends of ₹1.5L/₹2L/₹2.5L depending on variant. Includes 1-2 domestic lounge visits per quarter (no international access), BOGO movie offers, and quarterly milestone bonuses. Welcome offer: 2,500 Cash Points. Ideal for young shoppers who want a customizable fee-to-benefit ratio.
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