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RBL Bank LUMIÈRE Credit Card
RBL Bank's flagship metal card with zero forex markup, high-value rewards and extensive domestic and international lounge privileges.
Annual Fee
₹50,000+GST; waived if Total Relationship Value with RBL Bank is ₹2 crore or more
Rewards
4 RP/₹200 on eligible regular spends; 20 RP/₹200 on qualifying purchases through the LUMIÈRE portal; 1 RP = ₹1
Lounge Access
Unlimited domestic airport lounge access for primary cardholder and accompanied guests; unlimited international access for primary cardholder + 10 international guest visits/year
Fuel Waiver
1% on ₹500–₹10,000 fuel transactions, capped at ₹1,000/month
Milestone
No conventional spend milestone confirmed; ₹2 crore TRV qualifies for annual-fee waiver
Best For
HNI customers seeking an ultra-premium travel and lifestyle card
Welcome Offer
Choice of ₹30,000 Taj Experiences or Marriott e-gift card after qualifying transaction and annual-fee payment; cannot be clubbed with TRV-based fee waiver
Type
Premium
Description
RBL Bank LUMIÈRE is an invite-only ultra-premium metal credit card charging ₹50,000+GST annually, with the fee waived for customers maintaining at least ₹2 crore in qualifying Total Relationship Value with RBL Bank. It earns 4 reward points per ₹200 on eligible regular purchases and 20 points per ₹200 on eligible transactions through the dedicated LUMIÈRE platform, with each reward point valued at ₹1. The card carries zero forex markup, premium airline/hotel point-transfer options, extensive lounge privileges, fuel-surcharge savings, golf and concierge benefits. Customers paying the annual fee can select a Taj Experiences or Marriott welcome gift worth ₹30,000.
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