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RBL Bank NOVA Credit Card
An 18-gram metal card combining ₹1-per-point rewards, premium travel benefits and strong quarterly milestones.
Annual Fee
₹12,500+GST; renewal waived on ₹10 lakh eligible annual spend
Rewards
4 RP/₹200 on eligible regular purchases; 12 RP/₹200 on flight and hotel bookings; 1 RP = ₹1; airline transfer at 2 RP = 1 partner point
Lounge Access
12 domestic + 12 international airport lounge visits/year + 4 international guest visits/year
Fuel Waiver
Not confirmed as a standard NOVA benefit
Milestone
₹10,000 gift card on spending ₹3 lakh or more in a calendar quarter
Best For
Premium travelers and high quarterly spenders
Welcome Offer
₹12,500 Taj Experiences or Luxe gift card
Type
Premium
Description
NOVA is RBL Bank's premium 18-gram metal credit card. It earns 4 reward points per ₹200 on eligible regular purchases and 12 points per ₹200 on flight and hotel bookings, with each point carrying a ₹1 redemption value. Cardholders receive 12 domestic and 12 international airport lounge visits annually, four international guest visits and a quarterly ₹10,000 gift-card milestone after ₹3 lakh qualifying spend. The card charges a reduced 2% foreign-currency markup and ₹12,500+GST annual fee, which is waived after ₹10 lakh in eligible annual spends.
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