shopping
Union Platinum RuPay Credit Card
Entry-level RuPay cashback card with utility bill and IRCTC cashback at a nominal annual fee.
Annual Fee
₹299 (No joining fee; waived on ₹30,000 spend/year)
Rewards
2 RP/₹100 + up to ₹50/mo utility cashback + ₹50/mo wallet cashback + ₹25 IRCTC cashback
Lounge Access
No
Fuel Waiver
1% (₹100/mo cap)
Milestone
None
Best For
Basic entry-level shoppers
Welcome Offer
None
Type
Shopping (RuPay Platinum)
Description
An entry-level RuPay card earning 2 reward points per ₹100 spent, plus up to ₹50/month cashback on utility bills, ₹50/month on mobile wallet loads, and ₹25 on IRCTC bookings. No joining fee; annual fee ₹299, waived on ₹30,000 spend. Includes ₹8L air accident cover and ₹5L other accidental death cover, plus a 1% fuel surcharge waiver. No lounge access.
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Landmark Rewards SBI SELECT Credit Card
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Landmark Rewards SBI PRIME Credit Card
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PNB Patanjali RuPay Select Card
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Union Bank Divaa RuPay Credit Card (legacy)
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KVB Honour Credit Card
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Canara Bank RuPay Platinum Credit Card
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Bandhan Bank Sparks Credit Card
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DBS Spark Credit Card
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Equitas Selfe Credit Card
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Equitas Tiga Credit Card
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LIC IDFC Classic Credit Card
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LIC Signature Credit Card
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LIC Platinum Credit Card
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LIC Titanium Credit Card
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BOI Visa Gold International Credit Card
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PNB Zaggle Twin Credit Cards
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Shoppers Stop HDFC Bank Credit Card
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Shoppers Stop Black HDFC Bank Credit Card
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Axis Bank Shoppers Stop Credit Card
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Samsung Axis Bank Signature Credit Card
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IKEA Family Credit Card by Axis Bank
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Premium shopping and travel card offering luxury vouchers and worldwide Priority Pass lounge access.
IndusInd Nexxt Credit Card
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IndusInd Bank Celesta Credit Card
Premium lifestyle card with unlimited domestic lounge access, monthly golf, and Club Marriott membership.
IndusInd Bank Indulge Credit Card
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IndusInd Bank Duo Plus Credit Card
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Standard Chartered Rewards Credit Card
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Snapdeal BOBCARD Credit Card
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American Express Centurion Card
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RBL Bank LUMIÈRE Credit Card
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RBL Bank NOVA Credit Card
An 18-gram metal card combining ₹1-per-point rewards, premium travel benefits and strong quarterly milestones.
RBL Bank Icon Credit Card
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RBL Bank Cookies Credit Card
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RBL Bank Patanjali Vishisht Credit Card
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RBL Bank Patanjali Swarn Credit Card
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