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IndusInd Bank Indulge Credit Card
Super-premium 22K gold-inlay card with no preset spending limit and unlimited international lounge access.
Annual Fee
₹2,00,000 (Visa; no spend waiver mentioned)
Rewards
2 RP/₹100 weekends; 1 RP/₹100 weekdays (1 RP = ₹1); 0.7 RP/₹100 utility/insurance/govt/education
Lounge Access
Unlimited international (Priority Pass) + domestic via add-on
Fuel Waiver
1% (₹400-4K)
Milestone
None
Best For
Ultra-HNI, luxury lifestyle spenders
Welcome Offer
Not specified/varies
Type
Super-premium (No preset spending limit, Visa)
Description
India's first credit card with a 22K gold inlay, designed for HNIs with no pre-set spending limit. Earns 1 reward point per ₹100 on weekdays and 2 points per ₹100 on weekends, plus 0.7 points on utilities, insurance, government, and education spends. Annual fee ₹2,00,000. Includes a low 1.8% forex markup, complimentary Priority Pass membership, unlimited golf games and lessons, BOGO movie tickets, and 20% off airport limo transfers globally. Its reward rate trails top-tier competitors despite the high fee.
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