shopping
Union Select RuPay Credit Card
Super-premium RuPay card with 4 domestic and international lounge visits plus utility bill cashback.
Annual Fee
₹499 (No joining fee; waived on ₹50,000 spend/year)
Rewards
4 RP/₹100 + up to ₹50/mo utility cashback + ₹50/mo wallet cashback + ₹25 IRCTC cashback
Lounge Access
4 domestic + 4 international/year
Fuel Waiver
1% (₹100/mo cap)
Milestone
None
Best For
Shoppers wanting utility bill cashback plus travel perks
Welcome Offer
None
Type
Shopping/Travel (RuPay Select)
Description
Union Bank's super-premium RuPay Select card, earning 4 reward points per ₹100 spent, plus up to ₹50/month cashback on utility bills, ₹50/month on mobile wallet loads, and ₹25 on IRCTC bookings. No joining fee; annual fee ₹499, waived on ₹50,000 spend. Includes 4 domestic and 4 international lounge visits per year, ₹10L air accident cover and ₹8L other accidental death cover.
Disclaimer
This website is an independent comparison platform and is not affiliated with, endorsed by, or associated with any bank. All trademarks belong to their respective owners.
Comparison
Cards
Compare different cards and choose the best one for your needs.
Explore
Bank
Annual Fee
Rewards
Lounge Access
Fuel Waiver
Milestone
Best For
Welcome Offer
Type
Find the Perfect Credit Card for You
Compare, choose, and apply for the best credit cards from top Indian banks in minute
Know more
SBI SimplyCLICK Credit Card
High rewards across top e‑commerce platforms with easy annual fee waiver.
American Express Membership Rewards Credit Card
A rewards-focused card that lets you earn Membership Rewards points on every spend, redeemable for travel, shopping, and lifestyle benefits.
AU Vetta Credit Card
The AU Vetta Credit Card is a premium lifestyle rewards card from AU Small Finance Bank with a fairly high fee, offering strong rewards on groceries, departmental stores, utilities and milestones.
Federal Bank Signet Credit Card
The Federal Bank Signet Credit Card is a lifetime‑free rewards‑oriented card suited for those who spend on electronics, apparel, and entertainment.
IDFC FIRST Bank Millennia Credit Card
The IDFC FIRST Millennia Credit Card Is A Lifetime-Free Credit Card Designed For Millennials And Frequent Spenders. It Offers Accelerated Reward Points, Railway Lounge Access, Movie/Dining Discounts, And EMI Flexibility. Ideal For Those Who Spend Over ₹20,000/Month To Unlock 10X Rewards.
RBL Bank ShopRite Credit Card
The RBL Bank ShopRite Credit Card Is A Budget-Friendly Card Tailored For Grocery Shoppers. It Offers 5% Value-Back On Groceries, Welcome Rewards, And Movie Ticket Discounts Via BookMyShow. Ideal For Users Who Spend Frequently On Daily Essentials And Want Simple Rewards.
Tata Neu Infinity HDFC Bank Credit Card
Up to 10% NeuCoins across Tata Neu and brand spends.
Tata Neu Plus HDFC Bank Credit Card
Budget-friendly Tata co-brand with steady NeuCoin cashback rewards.
Tata Neu Plus SBI Credit Card
An entry-level Tata co-brand earning NeuCoins on Tata Neu and partner brand purchases, with a small quarterly lounge perk for consistent spenders.
Tata Neu Infinity SBI Credit Card
The higher-tier Tata Neu card, offering stronger NeuCoin returns across Tata brands and everyday UPI spends.
Reliance SBI Card
Everyday cashback card centered on Reliance Retail, AJIO, and JioMart, with bonus rates on dining and movies.
Reliance SBI Card PRIME
A richer version of the Reliance co-brand, doubling down on AJIO, JioMart, and Reliance Retail rewards for frequent shoppers.
Titan SBI Credit Card
Built for Titan Group loyalists, returning strong cashback on Tanishq, Fastrack, Titan Eye+, and Helios purchases alongside lounge access.
Landmark Rewards SBI Credit Card
Entry-level card rewarding shoppers at Landmark Group stores, with steady bonus points on dining and movies too.
Landmark Rewards SBI SELECT Credit Card
A step up from the base Landmark card, offering higher in-store reward rates for regular Landmark shoppers.
Landmark Rewards SBI PRIME Credit Card
The premium Landmark tier, delivering the highest in-store multiplier alongside dining, movie, and international spend bonuses.
PNB Patanjali RuPay Platinum Card
Earns 2% cashback at Patanjali stores plus lounge access, fuel waiver and dining discounts.
PNB Patanjali RuPay Select Card
Higher-tier Patanjali co-brand earning 2% cashback plus lounge access and accelerated first-90-day rewards.
Union Bank Divaa RuPay Credit Card (legacy)
Women-focused card offering quarterly lounge access and brand discounts, being phased out for Divaa Icon.
Divaa Icon Credit Card
Upgraded women's card with brand discounts, wellness perks and lounge access across quarterly categories.
Union Platinum RuPay Credit Card
Entry-level RuPay cashback card with utility bill and IRCTC cashback at a nominal annual fee.
KVB Honour Credit Card
SBI-powered card earning 4X on travel bookings with four domestic lounge visits a year.
Canara Bank RuPay Platinum Credit Card
Lifetime-free RuPay card earning steady rewards with comprehensive air accident and baggage insurance cover.
Bandhan Bank Sparks Credit Card
Affordable entry-level card with quarterly lounge access, movie discounts, and a low spend-based fee waiver.
DBS Spark Credit Card
Customizable card in three tiers with domestic lounge access and accelerated monthly milestone rewards.
Equitas Selfe Credit Card
Customizable card with a choice of two streaming memberships and 5X rewards on select categories.
Equitas Tiga Credit Card
Lifetime-free card offering 3X rewards on UPI and contactless payments with 3-month EMI conversion.
LIC IDFC Classic Credit Card
Entry-level IDFC LIC card earning 6X rewards on premiums with quarterly lounge access.
LIC Signature Credit Card
Axis-issued LIC card earning 2X points on premiums with quarterly domestic lounge access.
LIC Platinum Credit Card
Zero-fee Axis LIC card earning 2X points on premiums with comprehensive insurance cover.
LIC Titanium Credit Card
Basic Axis LIC card earning 2X points on premiums with no lounge or travel perks.
BOI RuPay Select Credit Card
Zero-joining-fee card with Amazon Prime, Swiggy One, and 8 domestic lounge visits yearly.
BOI Visa Gold International Credit Card
Basic Visa card offering 2X rewards on shopping with a low ₹300 annual fee.
PNB Zaggle Twin Credit Cards
Dual Visa and RuPay cards under one account, sharing lounge access and quarterly travel vouchers.
Shoppers Stop HDFC Bank Credit Card
3% rewards on Shoppers Stop spending plus Silver membership.
Shoppers Stop Black HDFC Bank Credit Card
Premium tier with 7% rewards and a Black membership.
Axis Bank Shoppers Stop Credit Card
Shopping co-brand earning unlimited points on private labels with complimentary Golden Glow membership included.
Samsung Axis Bank Signature Credit Card
Electronics co-brand earning 10% cashback on Samsung purchases with quarterly domestic lounge access.
IKEA Family Credit Card by Axis Bank
Lifetime-free co-brand earning 3X rewards on IKEA purchases with preferential EMI conversion rates.
IndusInd Pinnacle (World) Credit Card
Premium shopping and travel card offering luxury vouchers and worldwide Priority Pass lounge access.
IndusInd Nexxt Credit Card
India's first interactive LED credit card letting you toggle between EMI, rewards, and credit modes.
IndusInd Bank Celesta Credit Card
Premium lifestyle card with unlimited domestic lounge access, monthly golf, and Club Marriott membership.
IndusInd Bank Indulge Credit Card
Super-premium 22K gold-inlay card with no preset spending limit and unlimited international lounge access.
IndusInd Bank Duo Plus Credit Card
India's first debit-cum-credit card offering welcome vouchers and BOGO movie tickets on every booking.
Standard Chartered Rewards Credit Card
Zero-joining-fee card earning up to 8X rewards on retail spends with quarterly lounge access.
Snapdeal BOBCARD Credit Card
Affordable shopping co-brand earning 5% unlimited cashback on every Snapdeal purchase.
American Express Centurion Card
Invite-only ultra-premium charge card with a personal relationship manager and unmatched global privileges.
RBL Bank LUMIÈRE Credit Card
RBL Bank's flagship metal card with zero forex markup, high-value rewards and extensive domestic and international lounge privileges.
RBL Bank NOVA Credit Card
An 18-gram metal card combining ₹1-per-point rewards, premium travel benefits and strong quarterly milestones.
RBL Bank Icon Credit Card
A premium lifestyle card with very high rewards on international purchases and weekend dining.
RBL Bank Cookies Credit Card
A low-cost monthly-fee card offering online rewards, recurring brand cashback and annual shopping vouchers.
RBL Bank Patanjali Vishisht Credit Card
A low-fee Patanjali card offering recurring 10% cashback, UPI functionality and wellness milestones.
RBL Bank Patanjali Swarn Credit Card
The higher-tier Patanjali card with a larger cashback cap, airport lounge access and wellness benefits.