shopping
Bandhan Bank Sparks Credit Card
Affordable entry-level card with quarterly lounge access, movie discounts, and a low spend-based fee waiver.
Annual Fee
₹499 (No joining fee; waived on ₹50,000 spend/year)
Rewards
2 RP/₹200
Lounge Access
1 domestic/quarter
Fuel Waiver
1% (₹150/statement cycle cap)
Milestone
None
Best For
First-time credit card users
Welcome Offer
500 RP on ₹5,000 spend within 30 days
Type
Shopping
Description
An affordable entry-level card earning 2 reward points per ₹200 spent. No joining fee; annual fee ₹499, waived on ₹50,000 spend in the anniversary year. Includes 1 domestic lounge visit per quarter, 20% off BookMyShow (capped ₹100/month), a 1% fuel surcharge waiver, and 10% cashback (up to ₹500) on your first EMI booking. Welcome offer: 500 reward points on ₹5,000 spend within 30 days. Requires an existing Bandhan Bank account and minimum income of ₹2.5L/year.
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