shopping
Equitas Tiga Credit Card
Lifetime-free card offering 3X rewards on UPI and contactless payments with 3-month EMI conversion.
Annual Fee
₹0 (Lifetime-free per summary table — but see flag below)
Rewards
1 RP/₹100; 3X on UPI, contactless payments, and Pay-by-3 merchants
Lounge Access
No
Fuel Waiver
1% (₹500-3,000, capped ₹3,000)
Milestone
None
Best For
First-time users wanting UPI-linked rewards
Welcome Offer
None
Type
Shopping
Description
An entry-level card earning 1 reward point per ₹100, with 3X points on UPI transactions, contactless payments, and 'Pay-by-3' merchants. Includes 'Pay-by-3', which auto-converts eligible purchases into 3-month EMIs at 1.25%/month, plus an introductory 0.99%/month interest rate for the first 3 months. No lounge access or lifestyle perks. Ideal for first-time credit card users who are UPI-first spenders.
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