shopping
RBL Bank Patanjali Swarn Credit Card
The higher-tier Patanjali card with a larger cashback cap, airport lounge access and wellness benefits.
Annual Fee
₹1,499+GST
Rewards
1 RP/₹100 eligible spends + 10% cashback on eligible Patanjali transactions of ₹500+, capped at ₹750/month
Lounge Access
4 domestic airport lounge visits/year, max 1/quarter, after ₹50,000 spend in previous calendar quarter
Fuel Waiver
1% on ₹500–₹4,000, capped at ₹200/month
Milestone
For cards issued from 10 May 2026: ₹1,500 Patanjali voucher after ₹9 lakh qualifying annual spend including ₹1.5 lakh at Patanjali; 4N/5D wellness stay after ₹12 lakh total spend including ₹2.5 lakh Patanjali spend
Best For
High Patanjali spenders wanting additional travel and lifestyle benefits
Welcome Offer
6,000 RP after first ₹1,000+ purchase within 30 days and annual-fee payment
Type
Shopping
Description
Patanjali Swarn is RBL Bank's premium Patanjali co-brand, charging ₹1,499+GST annually. It earns 1 reward point per ₹100 on eligible retail spending and provides 10% cashback on qualifying Patanjali purchases, capped at ₹750 per month. Additional benefits include four domestic airport lounge visits annually after meeting the qualifying quarterly-spend threshold, a monthly BookMyShow BOGO offer and a fuel surcharge waiver capped at ₹200 per month. RBL substantially increased the wellness milestone requirements for cards issued on or after 10 May 2026, so older ₹3 lakh and ₹5 lakh thresholds should not be used for new applications.
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