shopping
Standard Chartered Rewards Credit Card
Zero-joining-fee card earning up to 8X rewards on retail spends with quarterly lounge access.
Annual Fee
₹1,000 (No joining fee; waived on ₹3L spend/year)
Rewards
4 RP/₹150 retail + 4X milestone bonus (cap 2,000 pts/mo) = up to 8X; 1 RP/₹150 insurance/govt
Lounge Access
1 domestic/quarter (4/year)
Fuel Waiver
1% (₹400-2,000, ₹400/mo cap)
Milestone
4X bonus RP on ₹20,000 monthly retail spend
Best For
Everyday retail shoppers
Welcome Offer
None
Type
Shopping/Rewards
Description
Earns 4 reward points per ₹150 on retail purchases, with an additional 4X bonus (up to 2,000 points/month) after crossing a ₹20,000 monthly retail spend milestone — up to 8X total. Earns 1 point per ₹150 on insurance and government payments; none on fuel or cash withdrawals. No joining fee; annual fee ₹1,000, waived on ₹3L annual spend. Includes 1 complimentary domestic lounge visit per quarter. No welcome bonus.
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