shopping
RBL Bank Platinum ShopSmart Credit Card
A low-fee grocery cashback card with monthly movie benefits.
Annual Fee
₹499+GST; renewal waived on ₹50,000 eligible annual spend
Rewards
5% cashback on eligible grocery transactions, capped at ₹250/month
Lounge Access
None
Fuel Waiver
Not confirmed
Milestone
₹50,000 annual spend waives renewal fee
Best For
Grocery shoppers who also use BookMyShow regularly
Welcome Offer
₹500 gift voucher
Type
Shopping
Description
Platinum ShopSmart costs ₹499+GST and provides 5% cashback on qualifying grocery spending, capped at ₹250 per month. It also includes a monthly BookMyShow buy-one-get-one ticket benefit and reverses the following year's fee after ₹50,000 eligible annual spending. Although some catalogue copy still references lounge access, RBL's updated product information explicitly states that the lounge benefit was discontinued from 1 July 2025.
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