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Paytm SBI Card SELECT
Premium Paytm co-brand with lounge access, Priority Pass and cashback redeemed as Paytm vouchers.
Annual Fee
₹1,499 (no spend-based waiver)
Rewards
Accelerated cashback on Paytm Mall and Paytm App spends, credited as reward points
Lounge Access
4 domestic/year (1/quarter) + Priority Pass worth $99, complimentary 2 years
Fuel Waiver
1% (all fuel stations, ₹250/cycle cap)
Milestone
Gift vouchers on spend milestones; Paytm First voucher at renewal on ₹1L annual spend
Best For
Heavy Paytm ecosystem users
Welcome Offer
Complimentary Paytm First membership on card activation
Type
Shopping
Description
The premium tier of SBI's Paytm co-brand, earning accelerated cashback on Paytm Mall and Paytm App spends, credited as reward points that redeem automatically into Paytm Gift Voucher balance rather than requiring manual redemption. Joining and renewal fee ₹1,499, with no spend-based waiver available. Includes 4 complimentary domestic lounge visits a year capped at one per quarter, a Priority Pass membership worth $99 complimentary for two years, a 1% fuel surcharge waiver capped at ₹250 per statement cycle — higher than most cards at this fee level — and cyber fraud insurance cover of ₹2 lakh. Welcome benefit is complimentary Paytm First membership on activation, with a further Paytm First voucher at renewal on reaching ₹1 lakh annual spend.
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