rewards
HDFC Bank UPI RuPay Credit Card
Low-fee RuPay card built for everyday UPI cashback rewards.
Annual Fee
₹99 (waived on ₹25K/year)
Rewards
3% groceries/dining/PayZapp, 2% utilities, 1% others
Lounge Access
No
Fuel Waiver
No
Milestone
N/A
Best For
Existing HDFC cardholders wanting UPI rewards
Welcome Offer
N/A
Type
Rewards
Description
3% CashPoints on groceries, dining, and PayZapp spends, 2% on utilities, 1% elsewhere. A virtual, UPI-linked add-on card for existing HDFC cardholders only; no lounge access.
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