rewards
Axis Bank Rewards Credit Card
Shopping-focused card earning 10X rewards at departmental and apparel stores with Swiggy discounts included.
Annual Fee
₹1,000 (waived on ₹2L spend/year)
Rewards
10X EDGE Points/₹125 at departmental/apparel stores; 2 EDGE Points/₹125 other
Lounge Access
2 domestic/quarter (₹50K prior-quarter spend)
Fuel Waiver
1% (₹400-5K, ₹400/mo cap)
Milestone
1,500 EDGE Points on ₹30K monthly spend
Best For
Shopping enthusiasts, apparel/department store spenders
Welcome Offer
5,000 EDGE Points (₹1,000 value) on ₹1,000 spend/30 days
Type
Rewards
Description
Earns 10X EDGE Points per ₹125 at departmental and apparel stores (capped 1,008 points/month), and 2 Points per ₹125 elsewhere. Joining and annual fee ₹1,000, waived on ₹2L annual spend. Includes ₹1,000 in annual membership benefits, 30% off Swiggy twice monthly, 15% off partner restaurants, 2 domestic lounge visits per quarter, and ₹1L purchase protection cover. Ideal for avid shoppers wanting accelerated rewards on retail categories.
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