rewards
American Express Platinum Charge Card
Amex's flagship charge card with no preset limit, unlimited lounge access, and fast-tracked hotel elite status.
Annual Fee
₹66,000 + GST (Joining ₹66,000 + GST; no spend-based waiver)
Rewards
1 MR/₹40 domestic (excl. fuel/insurance/utility); 3X MR international; 5 MR/₹100 on fuel (capped 5,000 pts/month); up to 20X via Rewards Xcelerator on 20+ luxury brands
Lounge Access
Unlimited domestic + 1,550+ international lounges (Centurion, Priority Pass, Delta Sky Club, Escape Lounges)
Fuel Waiver
0% at HPCL (up to ₹5,000); 1% at BPCL/IOCL; 2.5% elsewhere
Milestone
Vouchers up to ₹35,000 (Taj/Luxe/Postcard) on ₹20L annual spend + renewal fee payment
Best For
High-income frequent travelers wanting fast-tracked hotel elite status
Welcome Offer
Vouchers worth ₹60,000 (Taj/Luxe/Postcard) on ₹50,000 spend in first 2 months + 10,000 referral bonus MR points on ₹5,000 spend/90 days
Type
Super-premium (Charge Card, no preset limit)
Description
American Express's flagship charge card, with no preset spending limit and MR points that never expire. Earns 1 Membership Rewards point per ₹40 spent domestically (excluding fuel, insurance, and utilities), 3X on international spends, and up to 20X via the Rewards Xcelerator portal on luxury brands. Joining and annual fee ₹66,000 + GST each, with no spend-based waiver. Includes unlimited domestic lounge access plus 1,550+ international lounges, complimentary golf at 30+ Indian and 50+ global courses, fast-tracked Marriott Bonvoy Gold, Hilton Honors Gold, and Radisson Premium status, EazyDiner Prime membership, and comprehensive travel insurance including ₹5 crore air accident cover. Restricted to residents of 26 major Indian cities, with minimum income of ₹25L (salaried) or ₹15L (self-employed).
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Compare, choose, and apply for the best credit cards from top Indian banks in minute
All Cards
IndusInd Legend Credit Card
Lifetime-free-after-joining card with double weekend rewards and a low 1.8% forex markup.
Axis Bank My Zone Credit Card
Entry-level lifestyle card bundling free SonyLiv, movie BOGO offers, and quarterly domestic lounge access.
SBI Card PRIME Credit Card
Earn high rewards on online spends with lounge access, fuel waiver, vouchers, and welcome points—perfect for a balanced lifestyle.
HDFC Regalia Gold Credit Card
Enjoy premium rewards, lounge access, vouchers, and welcome points—ideal for frequent travelers seeking lifestyle perks.
ICICI bank Rubyx Credit Card
Get 2% rewards, lounge access, fuel waiver, and bonus points—perfect for high spenders.
Axis Bank Magnus Credit Card
Earn 3% rewards with unlimited lounge access and huge bonus points—built for frequent flyers.
Standard Chartered Ultimate
Get 3.33% rewards, lounge access, and generous bonus points—perfect for big spenders.
American Express Platinum Travel Credit Card
Earn Membership Rewards points with lounge access and strong milestone bonuses—ideal for premium travelers.
ABC Pro Credit Card
Travel-oriented rewards card with accelerated earnings, airport lounge access and low forex markup.
IDFC FIRST Bank Select Credit Card
The IDFC FIRST Select Is A Lifetime‑Free Credit Card With Plenty Of Lifestyle, Travel, And Rewards Perks. It Gives Rewards Points, Lounge Access, And Discounts Across Brands, And Charges Low Fees On Things Like Foreign Transactions. It’s Good If You Spend Enough Every Month To Unlock The Bigger Benefits.
RBL Bank Platinum Maxima Credit Card
The RBL Platinum Maxima Is A Mid‑Premium Credit Card Made For People Who Spend On Dining, Entertainment, Grocery, Fuel, Utility Bills And Travel. It Has Good Rewards On Those Categories, Plus Perks Like Free Movie Tickets And Domestic Lounge Access.
PhonePe HDFC Bank Ultimo Credit Card
Accelerated points on PhonePe bills and every UPI payment.
PhonePe HDFC Bank Uno Credit Card
Lighter PhonePe co-brand with steady points and low fees.
HDFC INFINIA Metal Edition
Invite-only metal card with top-tier rewards and concierge perks.
HDFC Bank UPI RuPay Credit Card
Low-fee RuPay card built for everyday UPI cashback rewards.
PhonePe SBI PURPLE Credit Card
Earn tiered reward points on PhonePe spends, online shopping, and everyday purchases, with a PhonePe voucher to offset the joining cost.
PhonePe SBI SELECT BLACK Credit Card
The upgraded PhonePe co-brand, offering sharply accelerated points on PhonePe transactions plus a larger welcome voucher for heavier users.
SBI Card PULSE
A health-and-wellness focused card offering accelerated rewards on pharmacy, dining, and movie spends, plus fitness and wellness memberships.
Apollo SBI SELECT Credit Card
Co-branded with Apollo 24|7, this card returns strong rewards on healthcare purchases along with a wellness membership.
Doctor's IMA SBI Card
Purpose-built for medical professionals, offering bonus rewards on medical supplies, travel, and international spends.
SBI Shaurya Credit Card
A card designed for defence personnel, offering accelerated rewards on everyday categories like groceries, dining, and movies.
SBI Shaurya Select Credit Card
The upgraded defence-personnel card, offering a stronger reward rate across the same everyday spend categories.
PNB RuPay Millennial Card
Complimentary gym membership, health checkup and lounge access designed for fitness-focused young professionals.
IDBI Imperium Platinum Credit Card
Secured FD-backed card offering up to 85% credit limit against your fixed deposit.
Union JCB Wellness Credit Card
Health-focused card with gym trials, spa sessions, golf and lounge access worth ₹22,000 a year.
Union JCB Health Credit Card
Medical-focused card offering teleconsultations, diagnostics, medicine delivery and lounge access worth ₹31,750 annually.
Union Bank RuPay Combo Debit-cum-Credit Card
Dual-purpose combo card that switches between debit and credit, with 4 lounge visits yearly.
Bandhan Bank Ignite Credit Card
Mid-tier card earning 2X points on groceries and travel with quarterly lounge access.
Utkarsh Wish Credit Card
PhonePe co-branded FD-backed card earning 3% rewards on bill payments and utility recharges.
ICICI Bank Expressions Credit Card
Customizable design card with steady rewards on everyday retail spends.
ICICI Bank Parakram Select Credit Card
No-fee card offering accelerated rewards for defence-linked household spending.
ICICI Bank Parakram Credit Card
Zero-cost defence card rewarding CSD, grocery, and department store spends.
ICICI Bank Emeralde Credit Card
Premium lifestyle card with unlimited lounge access and travel insurance.
ICICI Bank Emeralde Private Metal Credit Card
Invite-only metal card with flat top-tier rewards and global lounge access.
Times Black ICICI Bank Credit Card
Ultra-premium invite-only metal card with unlimited lounge access and concierge.
Axis Bank SELECT Credit Card
Sub-premium lifestyle card with Priority Pass lounge access, golf rounds, and accelerated retail rewards.
Axis Bank Rewards Credit Card
Shopping-focused card earning 10X rewards at departmental and apparel stores with Swiggy discounts included.
Axis Bank Pride Signature Credit Card
Tricolor-themed defence card earning 8 EDGE Points per ₹200 with quarterly domestic lounge access.
Axis Bank Pride Platinum Credit Card
Entry-level defence card earning 4 EDGE Points per ₹200 with a low, spend-waivable annual fee.
IndusInd Bank ePay Amex Credit Card
Virtual-only card rewarding frequent transactions with escalating points and free Zomato Gold membership.
Indus Solitaire Credit Card
Metal super-premium card with zero forex fees and complimentary Taj Epicure and Marriott memberships.
BOBCARD ETERNA Credit Card
Premium lifetime-free card earning 3.75% on online, travel, and dining with unlimited lounge access.
BOBCARD Tiara Credit Card
Women-focused card with free Swiggy and streaming memberships, plus a complimentary health screening package.
BOBCARD Select Credit Card
Low-fee rewards card earning 5X points on dining with easy fee reversal on modest spend.
Indian Navy VARUNAH BOBCARD Credit Card
Tiered Navy co-brand from lifetime-free to premium, with unlimited lounge access on the top tier.
AU Laksya Credit Card
Mid-tier lifestyle card combining grocery/shopping rewards with lounge access and recurring movie offers.
AU Xcite Ultra Credit Card
The highest-tier Xcite card, built around accelerated online and international rewards, monthly bonuses and annual spend milestones.
AU Xcite Credit Card
The entry Xcite card, offering recurring 2X-reward days and railway lounge access at a relatively low annual fee.
AU Zaggle Credit Card
A lifetime-free digital-first card built around zagg.money UPI, Tap & Pay and Zagg Coin rewards.
CheQ AU Credit Card
A lifetime-free rewards card heavily focused on CheQ, UPI, major online brands and utility payments.
Paytm AU Credit Card
A lifetime-free Paytm-focused card rewarding UPI, Paytm Travel, Gold and everyday spending.
YES Elite+ Credit Card
Mid-range lifestyle card blending rewards, lounge access, and golf privileges.
YES Wellness Plus Credit Card
Health-focused card earning accelerated rewards on pharmacy spends with comprehensive wellness benefits.
YES Wellness Credit Card
Entry-level health-focused card with rewards on pharmacy spends and basic wellness benefits.
YES Essence Credit Card
Women-focused lifestyle card with lounge access, golf privileges, and birthday benefits — currently lifetime-free promotionally.
RBL Bank Platinum Maxima Plus Credit Card
A mid-premium rewards card with 5X earning across lifestyle categories, recurring lounge access and three annual milestones.₹2,500+GST
RBL Bank Platinum Delight Credit Card
A relatively simple rewards card that doubles its regular earn rate on weekends and rewards frequent monthly usage.
RBL Bank QuickPay Credit Card
RBL QuickPay is a ₹99 virtual RuPay card offering UPI credit payments, reward points and introductory UPI cashback.
RBL Bank SalarySe UP Credit Card
A 100% virtual RuPay credit card with accelerated rewards for UPI spending through the SalarySe platform.
TVS Credit RBL Bank Gold Credit Card
The premium TVS Credit co-brand offering accelerated international rewards, EazyDiner cashback and airport lounge privileges.
TVS Credit RBL Bank Credit Card
A lower-fee TVS Credit card offering accelerated online rewards, railway lounge access and movie benefits.
RBL Bank DMI Finance Credit Card
A partner-distributed rewards card combining online rewards, movie benefits and quarterly plus annual spend milestones.
Canara Bank RuPay Platinum Secured Credit Card
FD-backed RuPay Platinum with quarterly lounge access and a lower interest rate.
Federal Bank Imperio Credit Card
A lifetime-free family-focused rewards card with accelerated benefits on healthcare, groceries and utilities, plus spend-based domestic lounge access.
Federal Bank RuPay Wave Credit Card
A RuPay UPI companion card linked to an existing Federal Bank primary credit card, with recurring rewards and quarterly milestone points.
Federal Bank OneCard Credit Card
A lifetime-free metal credit card managed through the OneCard app, offering 5X rewards on top monthly spend categories and a low 1% forex markup.
Google Pay Flex SBI Card
Co-branded card earning instantly redeemable Stars, managed entirely inside the Google Pay app.
Doctor's SBI Card
Card built for medical professionals, bundling professional indemnity insurance with travel rewards.
Apollo SBI Card
Entry-level healthcare card offering instant discounts across the Apollo ecosystem.
Bank of Maharashtra SBI Card PRIME
Mid-premium card for Bank of Maharashtra customers, with lounge access and accelerated rewards.
PSB SimplySAVE SBI Card
Everyday rewards card for Punjab & Sind Bank customers, earning 10X on household categories.
PSB SBI Card PRIME
Mid-premium card for Punjab & Sind Bank customers, with lounge access and Priority Pass.
UCO Bank SimplySAVE SBI Card
Everyday rewards card for UCO Bank customers, earning 10X on dining and groceries.
UCO Bank SBI Card PRIME
Mid-premium card for UCO Bank customers, with lounge access and quarterly milestone vouchers.
City Union Bank SBI Card PRIME
Mid-premium card for City Union Bank customers, with lounge access and milestone vouchers.
Karnataka Bank SimplySAVE SBI Card
Everyday rewards card for Karnataka Bank customers, earning 10X on dining and groceries.
Karnataka Bank SBI Card PRIME
Mid-premium card for Karnataka Bank customers, with lounge access and Priority Pass.
South Indian Bank SimplySAVE SBI Card
Everyday rewards card for South Indian Bank customers, earning 10X on household spends.
South Indian Bank SBI Card PRIME
Mid-premium card for South Indian Bank customers, with lounge access and milestone vouchers.
South Indian Bank SBI Platinum Credit Card
Platinum-tier card for South Indian Bank customers at a mid-premium fee with no spend waiver.
KVB SimplySAVE SBI Card
Everyday rewards card for Karur Vysya Bank customers, earning 10X on household categories.
Bank of Maharashtra SimplySAVE SBI Card
Everyday rewards card for Bank of Maharashtra customers, earning 10X on dining and groceries.
YES Anq Phi Credit Card
Co-branded card with Anq offering high accelerated rewards across everyday categories plus international lounge access.
PM SVANidhi Credit Card
RuPay credit facility for PM SVANidhi street-vendor beneficiaries, offering on-demand credit alongside their existing loan.
Union Bank VISA Gold Credit Card
Entry-level VISA card with a low, spend-waivable annual fee and ₹5 lakh accidental cover.
Union Bank VISA Platinum Credit Card
Mid-tier VISA card earning 2 reward points per ₹100 with ₹10 lakh accidental insurance cover.
Union Bank VISA Signature Credit Card
Union Bank's top VISA tier, earning 4 reward points per ₹100 with ₹30 lakh accidental insurance cover.
YES Select Credit Card
Entry-to-mid tier card for digital-first spenders, with online rewards and quarterly lounge access.
IndusInd Tiger Credit Card
Conservation-linked card contributing to wildlife protection with every spend.
IndusInd Platinum Visa Credit Card
Entry-level Visa card with reward points and standard fuel surcharge waiver.
IndusInd Platinum Mastercard Credit Card
Entry-level Mastercard variant with reward points and lifestyle offers.
Nainital Bank RENAISSANCE BOBCARD
Shopping-focused rewards card designed specifically for Nainital Bank customers.
RuPay Star Lakshmi Credit Card
Women-focused RuPay card combining lifestyle privileges, rewards and airport lounge access.
Master India Domestic Credit Card
Legacy domestic Mastercard designed for card usage within India and Nepal.
RuPay Platinum Credit Card
Lifetime-free international RuPay card with rewards, concierge services and insurance benefits.
Master Platinum International Credit Card
Legacy international Mastercard offering worldwide usage and an extended interest-free credit period.
IDFC FIRST Classic Credit Card
An entry-level lifetime-free rewards card with 10X rewards on dining, travel and international purchases.
IDFC FIRST Private Credit Card
IDFC FIRST Bank’s top invitation-only metal card with unlimited global lounges, zero forex and high-value travel rewards.
IDFC FIRST Digital RuPay Credit Card
A virtual RuPay companion card that adds credit-card-on-UPI functionality to eligible existing IDFC FIRST credit cards.
RBL Bank Movies & More Credit Card
A movie-centric card rewarding BookMyShow, restaurant and food-brand spending.
RBL Bank Blockbuster Credit Card
A premium movie-and-dining card with domestic lounge access and high annual reward milestones.
RBL Bank Platinum Edge Credit Card
A rewards-focused card with accelerated online earning, domestic lounge access and flexible annual milestones.
RBL Bank Platinum Plus Credit Card
An affordable rewards card with accelerated online points, movie benefits and annual-fee reversal.
RBL Bank World Prime Credit Card
A higher-tier rewards card combining online acceleration, domestic lounge access and movie privileges.
RBL Bank Platinum Max Credit Card
An everyday lifestyle card offering accelerated dining rewards and recurring BookMyShow benefits.
RBL Bank World Max Credit Card
A premium rewards card combining online acceleration, weekend dining rewards and spend-linked airport lounge access.
RBL Bank Platinum Prime Credit Card
A mid-range rewards card built around accelerated Wednesday dining and movie benefits.
RBL Bank Platinum Bonus Credit Card
A straightforward card whose main propositions are a large joining bonus and an achievable annual-fee waiver.
RBL Bank Platinum ShopGain Credit Card
A utility-focused rewards card with high bill-payment rewards and multiple annual milestones.
RBL Bank MyFirst Credit Card
An everyday rewards card offering significantly accelerated earning on education and bill payments.
RBL Bank EasySaver Credit Card
A lower-fee alternative to MyFirst with the same headline accelerated education and bill-payment earning structure.
RBL Bank World Plus Credit Card
A premium card with 10X dining and international rewards, domestic lounge visits and substantial annual milestones.
RBL Bank Platinum Choice Credit Card
A simple ₹499 card offering accelerated online rewards, movie discounts and a low renewal-waiver threshold.
City Union Bank SimplySAVE SBI Card
Everyday rewards card for City Union Bank customers, earning 10X on household categories.
RuPay Bharat Credit Card
RuPay rewards card combining lifestyle vouchers with domestic and international lounge access.
Union Bank of India Sparsh Credit Card
Union Sparsh Credit Card: Accessible Card with Braille
PNB Rakshak RuPay Platinum Card
A low-cost RuPay card designed for eligible defence and security personnel under PNB's Rakshak banking programme.₹500+GST; waived if card is used at least once in every quarter of the preceding year
PNB Rakshak RuPay Select Credit Card
The higher-tier Rakshak card with accelerated rewards, RuPay lounge benefits and no joining fee.
PNB Visa Classic Credit Card
PNB's basic lifetime-free Visa card with straightforward rewards and no annual membership cost.
PNB Visa Signature Credit Card
PNB's premium Visa card for HNI customers with accelerated rewards, domestic lounge access and concierge privileges.
PNB BLISS Credit Card
A lifestyle-heavy RuPay card combining quarterly shopping vouchers, OTT, wellness and airport lounge privileges.
PNB Salary RuPay Platinum Credit Card
A lifetime-free RuPay credit card for eligible PNB EXCEL salary-account customers with lifestyle and travel benefits.
PNB Salary RuPay Select Credit Card
A lifetime-free premium salary card with stronger rewards, eight domestic lounges and two international visits annually.
PNB Braille RuPay Select Credit Card
An accessibility-focused RuPay Select credit card designed by PNB for visually impaired customers.₹750+GST; joining fee ₹500+GST; annual fee waived if used at least once in every quarter of the preceding year
Axis Bank Freecharge Credit Card
Entry-level, invite-only Axis card for Freecharge app users.
DBS SuperX Plus Credit Card
Higher-tier SuperX card for select DBS customers with an annual fee of ₹2,999.
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