rewards
Federal Bank OneCard Credit Card
A lifetime-free metal credit card managed through the OneCard app, offering 5X rewards on top monthly spend categories and a low 1% forex markup.
Annual Fee
Lifetime Free
Rewards
1 RP/₹50 on eligible purchases
Lounge Access
N/A
Fuel Waiver
Lower of 1% of transaction value
Milestone
N/A
Best For
Digital-first users
Welcome Offer
N/A
Type
Rewards
Description
The Federal OneCard Credit Card is a lifetime-free co-branded metal credit card issued by Federal Bank in partnership with One Consumer Services and managed through the OneCard app. It carries no joining or annual membership fee and charges a comparatively low 1% forex markup. Eligible regular purchases earn 1 reward point per ₹50, including fractional points for transactions below ₹50. Cardholders can earn 5X reward points on their two highest-spend categories each month, provided they transact across at least three eligible categories and spend a minimum of ₹750 in each qualifying category. Money transfers, rent, fuel, cash withdrawals and wallet-loading transactions do not earn regular reward points under the current programme. Fuel purchases nevertheless receive a surcharge waiver equal to the lower of 1% of the transaction or the actual surcharge, capped at ₹400 per calendar month. The card offers instant in-app redemption with no redemption fee or minimum redemption threshold stated on Federal Bank's current product page.
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Master India Domestic Credit Card
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Master Platinum International Credit Card
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IDFC FIRST Classic Credit Card
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IDFC FIRST Private Credit Card
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RBL Bank Platinum Edge Credit Card
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RBL Bank MyFirst Credit Card
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RBL Bank EasySaver Credit Card
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RBL Bank World Plus Credit Card
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RBL Bank Platinum Choice Credit Card
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City Union Bank SimplySAVE SBI Card
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RuPay Bharat Credit Card
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Union Bank of India Sparsh Credit Card
Union Sparsh Credit Card: Accessible Card with Braille
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PNB Visa Classic Credit Card
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PNB Visa Signature Credit Card
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PNB BLISS Credit Card
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PNB Salary RuPay Platinum Credit Card
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PNB Salary RuPay Select Credit Card
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PNB Braille RuPay Select Credit Card
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Axis Bank Freecharge Credit Card
Entry-level, invite-only Axis card for Freecharge app users.
DBS SuperX Plus Credit Card
Higher-tier SuperX card for select DBS customers with an annual fee of ₹2,999.
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