rewards
Federal Bank Imperio Credit Card
A lifetime-free family-focused rewards card with accelerated benefits on healthcare, groceries and utilities, plus spend-based domestic lounge access.
Annual Fee
NIL for customers onboarded from 3 April 2023; no joining fee for current onboarding
Rewards
Base 1 RP/₹150; 3X rewards on healthcare & grocery spends; 2X on utilities; 1X on other eligible spends
Lounge Access
2 domestic airport lounge visits/quarter after spending ₹40,000 in the qualifying previous quarter
Fuel Waiver
1% on ₹400–₹5,000 fuel transactions, capped at ₹150/month
Milestone
BigBasket voucher worth ₹300 on ₹50,000 quarterly spend
Best For
Families spending regularly on groceries, healthcare and utilities
Welcome Offer
₹400 Amazon Pay e-voucher on ₹5,000 spend within first 30 days
Type
Rewards
Description
The Federal Bank Imperio Credit Card is a lifetime-free rewards card for customers onboarded from 3 April 2023, with no joining or annual membership fee under the current Federal Bank schedule. Its standard earning rate is 1 Federal Reward Point per ₹150, with a 3-2-1 accelerated structure providing 3X rewards on healthcare and grocery purchases, 2X rewards on utility spending and 1X rewards on other eligible categories. Federal Reward Points are valued at ₹0.25 for applicable catalogue redemptions, while cash redemption to the card is calculated at ₹0.10 per point. The card offers 2 domestic airport lounge visits in the following quarter after ₹40,000 qualifying quarterly spend, a 1% fuel surcharge waiver on ₹400–₹5,000 fuel transactions capped at ₹150 per month, and a ₹300 BigBasket voucher after ₹50,000 quarterly spend. New cardholders can also receive a ₹400 Amazon Pay e-voucher after spending ₹5,000 within 30 days.
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IndusInd Platinum Visa Credit Card
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Master India Domestic Credit Card
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IDFC FIRST Classic Credit Card
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RBL Bank MyFirst Credit Card
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RBL Bank EasySaver Credit Card
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RBL Bank World Plus Credit Card
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City Union Bank SimplySAVE SBI Card
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RuPay Bharat Credit Card
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Union Bank of India Sparsh Credit Card
Union Sparsh Credit Card: Accessible Card with Braille
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PNB Visa Classic Credit Card
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PNB Visa Signature Credit Card
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PNB BLISS Credit Card
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PNB Salary RuPay Platinum Credit Card
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PNB Braille RuPay Select Credit Card
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Axis Bank Freecharge Credit Card
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DBS SuperX Plus Credit Card
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