rewards
IDFC FIRST Bank Select Credit Card
The IDFC FIRST Select Is A Lifetime‑Free Credit Card With Plenty Of Lifestyle, Travel, And Rewards Perks. It Gives Rewards Points, Lounge Access, And Discounts Across Brands, And Charges Low Fees On Things Like Foreign Transactions. It’s Good If You Spend Enough Every Month To Unlock The Bigger Benefits.
Annual Fee
₹999 + GST
Rewards
10 RP/₹100 spent
Lounge Access
4 per quarter
Fuel Waiver
1%
Milestone
Quarterly Benefit Reset
Best For
Offline & Online Shopping
Welcome Offer
Welcome Voucher
Type
Rewards
Description
You don’t pay any joining fee or annual fee, ever — the card is free for life. You earn “10X reward points” once your monthly spending crosses around ₹20,000 (or more), and you also get 10X points on your birthday spends. If your spends are below that threshold, you get 3X points on online/offline purchases up to ₹20,000, and 1X on things like utility or insurance payments.
Disclaimer
This website is an independent comparison platform and is not affiliated with, endorsed by, or associated with any bank. All trademarks belong to their respective owners.
Comparison
Cards
Compare different cards and choose the best one for your needs.
Explore
Bank
Annual Fee
Rewards
Lounge Access
Fuel Waiver
Milestone
Best For
Welcome Offer
Type
Find the Perfect Credit Card for You
Compare, choose, and apply for the best credit cards from top Indian banks in minute
Know more
Axis Bank My Zone Credit Card
Entry-level lifestyle card bundling free SonyLiv, movie BOGO offers, and quarterly domestic lounge access.
SBI Card PRIME Credit Card
Earn high rewards on online spends with lounge access, fuel waiver, vouchers, and welcome points—perfect for a balanced lifestyle.
HDFC Regalia Gold Credit Card
Enjoy premium rewards, lounge access, vouchers, and welcome points—ideal for frequent travelers seeking lifestyle perks.
ICICI bank Rubyx Credit Card
Get 2% rewards, lounge access, fuel waiver, and bonus points—perfect for high spenders.
Axis Bank Magnus Credit Card
Earn 3% rewards with unlimited lounge access and huge bonus points—built for frequent flyers.
IndusInd Pioneer Heritage
Enjoy 3% rewards with unlimited global lounge access and massive bonus points—perfect for ultra-high-net-worth individuals.
Standard Chartered Ultimate
Get 3.33% rewards, lounge access, and generous bonus points—perfect for big spenders.
Yes First Exclusive Credit Card
Earn 1.5% rewards with lounge access, fuel waiver, and milestone bonuses—great for business travelers.
American Express Platinum Travel Credit Card
Earn Membership Rewards points with lounge access and strong milestone bonuses—ideal for premium travelers.
ABC Pro Credit Card
The ABC Pro credit card is a premium rewards card issued by AU Small Finance Bank in partnership with Aditya Birla Finance. It’s meant for people who spend a lot and want strong benefits — high reward points on select spends, lounge access, dining discounts, and lower forex fees. The card does come with a fee, but many perks are built to offset it.
RBL Bank Platinum Maxima Credit Card
The RBL Platinum Maxima Is A Mid‑Premium Credit Card Made For People Who Spend On Dining, Entertainment, Grocery, Fuel, Utility Bills And Travel. It Has Good Rewards On Those Categories, Plus Perks Like Free Movie Tickets And Domestic Lounge Access.
PhonePe HDFC Bank Ultimo Credit Card
Accelerated points on PhonePe bills and every UPI payment.
PhonePe HDFC Bank Uno Credit Card
Lighter PhonePe co-brand with steady points and low fees.
HDFC INFINIA Metal Edition
Invite-only metal card with top-tier rewards and concierge perks.
HDFC Bank UPI RuPay Credit Card
Low-fee RuPay card built for everyday UPI cashback rewards.
PhonePe SBI PURPLE Credit Card
Earn tiered reward points on PhonePe spends, online shopping, and everyday purchases, with a PhonePe voucher to offset the joining cost.
PhonePe SBI SELECT BLACK Credit Card
The upgraded PhonePe co-brand, offering sharply accelerated points on PhonePe transactions plus a larger welcome voucher for heavier users.
SBI Card PULSE
A health-and-wellness focused card offering accelerated rewards on pharmacy, dining, and movie spends, plus fitness and wellness memberships.
Apollo SBI SELECT Credit Card
Co-branded with Apollo 24|7, this card returns strong rewards on healthcare purchases along with a wellness membership.
Doctor's IMA SBI Card
Purpose-built for medical professionals, offering bonus rewards on medical supplies, travel, and international spends.
SBI Shaurya Credit Card
A card designed for defence personnel, offering accelerated rewards on everyday categories like groceries, dining, and movies.
SBI Shaurya Select Credit Card
The upgraded defence-personnel card, offering a stronger reward rate across the same everyday spend categories.
PNB RuPay Millennial Card
Complimentary gym membership, health checkup and lounge access designed for fitness-focused young professionals.
IDBI Imperium Platinum Credit Card
Secured FD-backed card offering up to 85% credit limit against your fixed deposit.
Union JCB Wellness Credit Card
Health-focused card with gym trials, spa sessions, golf and lounge access worth ₹22,000 a year.
Union JCB Health Credit Card
Medical-focused card offering teleconsultations, diagnostics, medicine delivery and lounge access worth ₹31,750 annually.
Union Bank RuPay Combo Debit-cum-Credit Card
Dual-purpose combo card that switches between debit and credit, with 4 lounge visits yearly.
Bandhan Bank Ignite Credit Card
Mid-tier card earning 2X points on groceries and travel with quarterly lounge access.
Utkarsh Wish Credit Card
PhonePe co-branded FD-backed card earning 3% rewards on bill payments and utility recharges.
ICICI Bank Expressions Credit Card
Customizable design card with steady rewards on everyday retail spends.
ICICI Bank Parakram Select Credit Card
No-fee card offering accelerated rewards for defence-linked household spending.
ICICI Bank Parakram Credit Card
Zero-cost defence card rewarding CSD, grocery, and department store spends.
ICICI Bank Emeralde Credit Card
Premium lifestyle card with unlimited lounge access and travel insurance.
ICICI Bank Emeralde Private Metal Credit Card
Invite-only metal card with flat top-tier rewards and global lounge access.
Times Black ICICI Bank Credit Card
Ultra-premium invite-only metal card with unlimited lounge access and concierge.
Axis Bank SELECT Credit Card
Sub-premium lifestyle card with Priority Pass lounge access, golf rounds, and accelerated retail rewards.
Axis Bank Rewards Credit Card
Shopping-focused card earning 10X rewards at departmental and apparel stores with Swiggy discounts included.
Axis Bank Pride Signature Credit Card
Tricolor-themed defence card earning 8 EDGE Points per ₹200 with quarterly domestic lounge access.
Axis Bank Pride Platinum Credit Card
Entry-level defence card earning 4 EDGE Points per ₹200 with a low, spend-waivable annual fee.
IndusInd Bank ePay Amex Credit Card
Virtual-only card rewarding frequent transactions with escalating points and free Zomato Gold membership.
Indus Solitaire Credit Card
Metal super-premium card with zero forex fees and complimentary Taj Epicure and Marriott memberships.
BOBCARD ETERNA Credit Card
Premium lifetime-free card earning 3.75% on online, travel, and dining with unlimited lounge access.
BOBCARD Tiara Credit Card
Women-focused card with free Swiggy and streaming memberships, plus a complimentary health screening package.
BOBCARD Select Credit Card
Low-fee rewards card earning 5X points on dining with easy fee reversal on modest spend.
Indian Navy VARUNAH BOBCARD Credit Card
Tiered Navy co-brand from lifetime-free to premium, with unlimited lounge access on the top tier.
American Express Platinum Charge Card
Amex's flagship charge card with no preset limit, unlimited lounge access, and fast-tracked hotel elite status.
AU Laksya Credit Card
Mid-tier lifestyle card combining grocery/shopping rewards with lounge access and recurring movie offers.
AU Xcite Ultra Credit Card
The highest-tier Xcite card, built around accelerated online and international rewards, monthly bonuses and annual spend milestones.
AU Xcite Credit Card
The entry Xcite card, offering recurring 2X-reward days and railway lounge access at a relatively low annual fee.
AU Zaggle Credit Card
A lifetime-free digital-first card built around zagg.money UPI, Tap & Pay and Zagg Coin rewards.
CheQ AU Credit Card
A lifetime-free rewards card heavily focused on CheQ, UPI, major online brands and utility payments.
Paytm AU Credit Card
A lifetime-free Paytm-focused card rewarding UPI, Paytm Travel, Gold and everyday spending.
YES Elite+ Credit Card
Mid-range lifestyle card blending rewards, lounge access, and golf privileges.
YES Wellness Plus Credit Card
Health-focused card earning accelerated rewards on pharmacy spends with comprehensive wellness benefits.
YES Wellness Credit Card
Entry-level health-focused card with rewards on pharmacy spends and basic wellness benefits.
YES Essence Credit Card
Women-focused lifestyle card with lounge access, golf privileges, and birthday benefits — currently lifetime-free promotionally.
RBL Bank Platinum Maxima Plus Credit Card
A mid-premium rewards card with 5X earning across lifestyle categories, recurring lounge access and three annual milestones.₹2,500+GST
RBL Bank Platinum Delight Credit Card
A relatively simple rewards card that doubles its regular earn rate on weekends and rewards frequent monthly usage.
RBL Bank QuickPay Credit Card
RBL QuickPay is a ₹99 virtual RuPay card offering UPI credit payments, reward points and introductory UPI cashback.
RBL Bank SalarySe UP Credit Card
A 100% virtual RuPay credit card with accelerated rewards for UPI spending through the SalarySe platform.
TVS Credit RBL Bank Gold Credit Card
The premium TVS Credit co-brand offering accelerated international rewards, EazyDiner cashback and airport lounge privileges.
TVS Credit RBL Bank Credit Card
A lower-fee TVS Credit card offering accelerated online rewards, railway lounge access and movie benefits.
RBL Bank DMI Finance Credit Card
A partner-distributed rewards card combining online rewards, movie benefits and quarterly plus annual spend milestones.