rewards
Canara Bank RuPay Platinum Secured Credit Card
FD-backed RuPay Platinum with quarterly lounge access and a lower interest rate.
Annual Fee
NIL (lifetime-free, secured against FD)
Rewards
2 RP/₹100 on POS/e-commerce
Lounge Access
2 domestic/quarter (capped 4/year)
Fuel Waiver
Not listed officially
Milestone
None
Best For
Credit-builders wanting lounge access against an FD
Welcome Offer
None
Type
Rewards
Description
The fixed-deposit-backed version of Canara's RuPay Platinum card, and the most accessible route to lounge access in the bank's range since it requires no income proof. No joining or annual fee. Earns 2 reward points per ₹100 on POS and e-commerce spends, with 2 complimentary domestic lounge visits per quarter, capped at 4 a year. Interest rate 2% per month (24% annually) rather than the 2.5% charged on unsecured cards. Maximum credit limit ₹50 lakh per month, fraudulent charge cover ₹5 lakh, baggage insurance and purchase protection ₹50,000 each, air accident cover ₹8 lakh (self) and ₹4 lakh (spouse). Expects ₹50,000 minimum annual turnover, with a ₹200 inactivity fee if unmet.
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RBL Bank Platinum Maxima Credit Card
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PhonePe SBI SELECT BLACK Credit Card
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SBI Shaurya Credit Card
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Union JCB Health Credit Card
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Union Bank RuPay Combo Debit-cum-Credit Card
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ICICI Bank Emeralde Credit Card
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ICICI Bank Emeralde Private Metal Credit Card
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Axis Bank SELECT Credit Card
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Axis Bank Rewards Credit Card
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Axis Bank Pride Signature Credit Card
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Indus Solitaire Credit Card
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BOBCARD ETERNA Credit Card
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BOBCARD Tiara Credit Card
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BOBCARD Select Credit Card
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YES Essence Credit Card
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RBL Bank Platinum Delight Credit Card
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RBL Bank SalarySe UP Credit Card
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