rewards
RBL Bank Platinum ShopGain Credit Card
A utility-focused rewards card with high bill-payment rewards and multiple annual milestones.
Annual Fee
₹1,499+GST; renewal waived on ₹1.5 lakh eligible annual spend
Rewards
25 RP/₹100 on eligible utility bill payments, capped at 500 RP/month; 1 RP/₹100 on eligible regular spends
Lounge Access
No
Fuel Waiver
Not confirmed
Milestone
₹1,000 voucher at ₹2 lakh annual spend; 10,000 RP at ₹3 lakh + additional 10,000 RP at ₹4 lakh
Best For
Users with sizeable utility and household spending
Welcome Offer
6,000 RP
Type
Rewards
Description
Platinum ShopGain costs ₹1,499+GST and focuses on utility and household expenses. Qualifying utility bill payments earn 25 reward points per ₹100, subject to a 500-point monthly cap, while eligible general spending earns 1 point per ₹100. Annual milestones include a voucher and up to 20,000 reward points at higher spending levels. RBL explicitly states that the card's domestic airport lounge benefit was discontinued effective 1 July 2025, despite older catalogue language still mentioning it.
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