rewards
Karnataka Bank SimplySAVE SBI Card
Everyday rewards card for Karnataka Bank customers, earning 10X on dining and groceries.
Annual Fee
₹499 (waived on ₹1L annual spend)
Rewards
10 RP/₹150 on dining, movies, departmental stores, grocery; 1 RP/₹150 other (4 RP = ₹1)
Lounge Access
Not offered
Fuel Waiver
1% (₹500–3,000, ₹100/cycle cap)
Milestone
None
Best For
Karnataka Bank customers, everyday household spending
Welcome Offer
2,000 bonus RP on ₹2,000 spend within 60 days
Type
Rewards
Description
The entry tier of SBI Card's Karnataka Bank partnership. Earns 10 reward points per ₹150 on dining, movies, departmental store and grocery spends, and 1 point per ₹150 on other categories except fuel, redeemable at 4 points to the rupee. Joining and renewal fee ₹499, reversed on annual spends of ₹1 lakh or more. Welcome benefit is 2,000 bonus reward points on spending ₹2,000 within 60 days. Includes a 1% fuel surcharge waiver capped at ₹100 per statement cycle and free add-on cards for family members over 18.
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