rewards
Union JCB Wellness Credit Card
Health-focused card with gym trials, spa sessions, golf and lounge access worth ₹22,000 a year.
Annual Fee
₹999 (Joining ₹999; waived on ₹1L spend/year)
Rewards
4 RP/₹100 (dining/shopping/groceries), 2 RP/₹100 other
Lounge Access
2 domestic/quarter + 2 international/year
Fuel Waiver
1% (₹100/mo cap)
Milestone
1,000 RP (₹1.5L spend), 1,500 RP (₹2L), 2,000 RP (₹2.5L)
Best For
Wellness-focused customers wanting gym/spa/golf perks
Welcome Offer
None
Type
Lifestyle/Wellness
Description
Focused on health and wellness, earning 4 reward points per ₹100 on dining, shopping and groceries, and 2 points on other spends. Joining and annual fee ₹999, waived on ₹1L spend in the previous year. Includes ~₹22,000 in annual benefits: a free gym trial, an annual health checkup, a 60-minute spa session, one golf round, and 2 domestic + 2 international lounge visits. Milestone bonuses from ₹1.5L annual spend.
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