rewards
IDFC FIRST Private Credit Card
IDFC FIRST Bank’s top invitation-only metal card with unlimited global lounges, zero forex and high-value travel rewards.
Annual Fee
₹50,000+GST commencement fee in year 1; ₹25,000+GST annual fee from year 2
Rewards
10X eligible domestic spends; 5X eligible international spends; accelerated hotel and flight rewards; premium travel redemption value
Lounge Access
Unlimited domestic and international airport lounges + 4 domestic guest visits/year + unlimited railway lounge access
Fuel Waiver
1% under applicable card terms
Milestone
Spend-based milestone programme discontinued effective 17 July 2026
Best For
Invitation-only HNI customers who heavily use premium travel privileges
Welcome Offer
50,000 RP redeemable for up to ₹50,000 on commencement-fee payment for cards issued on/after 17 July 2026
Type
Rewards
Description
FIRST Private is IDFC FIRST Bank’s invitation-only flagship metal card. For cards issued from 17 July 2026, the commencement fee is ₹50,000+GST and payment earns 50,000 reward points redeemable for up to ₹50,000, while the annual fee from the second year is ₹25,000+GST. It provides zero forex markup, unlimited domestic and international airport lounge access, four complimentary domestic guest visits annually and unlimited railway lounge access. Older spend-based milestones should not be copied into CCB because IDFC FIRST discontinued those benefits effective 17 July 2026.
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All Cards
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HDFC Regalia Gold Credit Card
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Axis Bank Magnus Credit Card
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American Express Platinum Travel Credit Card
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ABC Pro Credit Card
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IDFC FIRST Bank Select Credit Card
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PhonePe HDFC Bank Ultimo Credit Card
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PhonePe HDFC Bank Uno Credit Card
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HDFC INFINIA Metal Edition
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PhonePe SBI PURPLE Credit Card
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PhonePe SBI SELECT BLACK Credit Card
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SBI Card PULSE
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Apollo SBI SELECT Credit Card
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Doctor's IMA SBI Card
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SBI Shaurya Credit Card
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SBI Shaurya Select Credit Card
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PNB RuPay Millennial Card
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Union JCB Wellness Credit Card
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Union JCB Health Credit Card
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Union Bank RuPay Combo Debit-cum-Credit Card
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Bandhan Bank Ignite Credit Card
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Utkarsh Wish Credit Card
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ICICI Bank Expressions Credit Card
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ICICI Bank Parakram Select Credit Card
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ICICI Bank Emeralde Credit Card
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ICICI Bank Emeralde Private Metal Credit Card
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Axis Bank SELECT Credit Card
Sub-premium lifestyle card with Priority Pass lounge access, golf rounds, and accelerated retail rewards.
Axis Bank Rewards Credit Card
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Axis Bank Pride Signature Credit Card
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Axis Bank Pride Platinum Credit Card
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IndusInd Bank ePay Amex Credit Card
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Indus Solitaire Credit Card
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BOBCARD ETERNA Credit Card
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BOBCARD Tiara Credit Card
Women-focused card with free Swiggy and streaming memberships, plus a complimentary health screening package.
BOBCARD Select Credit Card
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Indian Navy VARUNAH BOBCARD Credit Card
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American Express Platinum Charge Card
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AU Laksya Credit Card
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AU Xcite Ultra Credit Card
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AU Xcite Credit Card
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AU Zaggle Credit Card
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Paytm AU Credit Card
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YES Elite+ Credit Card
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YES Wellness Plus Credit Card
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YES Wellness Credit Card
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YES Essence Credit Card
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RBL Bank Platinum Maxima Plus Credit Card
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RBL Bank QuickPay Credit Card
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RBL Bank SalarySe UP Credit Card
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TVS Credit RBL Bank Gold Credit Card
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TVS Credit RBL Bank Credit Card
A lower-fee TVS Credit card offering accelerated online rewards, railway lounge access and movie benefits.
RBL Bank DMI Finance Credit Card
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Canara Bank RuPay Platinum Secured Credit Card
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Federal Bank Imperio Credit Card
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Federal Bank RuPay Wave Credit Card
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Federal Bank OneCard Credit Card
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Google Pay Flex SBI Card
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Bank of Maharashtra SBI Card PRIME
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PSB SimplySAVE SBI Card
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PSB SBI Card PRIME
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UCO Bank SimplySAVE SBI Card
Everyday rewards card for UCO Bank customers, earning 10X on dining and groceries.
UCO Bank SBI Card PRIME
Mid-premium card for UCO Bank customers, with lounge access and quarterly milestone vouchers.
City Union Bank SBI Card PRIME
Mid-premium card for City Union Bank customers, with lounge access and milestone vouchers.
Karnataka Bank SimplySAVE SBI Card
Everyday rewards card for Karnataka Bank customers, earning 10X on dining and groceries.
Karnataka Bank SBI Card PRIME
Mid-premium card for Karnataka Bank customers, with lounge access and Priority Pass.
South Indian Bank SimplySAVE SBI Card
Everyday rewards card for South Indian Bank customers, earning 10X on household spends.
South Indian Bank SBI Card PRIME
Mid-premium card for South Indian Bank customers, with lounge access and milestone vouchers.
South Indian Bank SBI Platinum Credit Card
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KVB SimplySAVE SBI Card
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Everyday rewards card for Bank of Maharashtra customers, earning 10X on dining and groceries.
YES Anq Phi Credit Card
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PM SVANidhi Credit Card
RuPay credit facility for PM SVANidhi street-vendor beneficiaries, offering on-demand credit alongside their existing loan.
Union Bank VISA Gold Credit Card
Entry-level VISA card with a low, spend-waivable annual fee and ₹5 lakh accidental cover.
Union Bank VISA Platinum Credit Card
Mid-tier VISA card earning 2 reward points per ₹100 with ₹10 lakh accidental insurance cover.
Union Bank VISA Signature Credit Card
Union Bank's top VISA tier, earning 4 reward points per ₹100 with ₹30 lakh accidental insurance cover.
YES Select Credit Card
Entry-to-mid tier card for digital-first spenders, with online rewards and quarterly lounge access.
IndusInd Tiger Credit Card
Conservation-linked card contributing to wildlife protection with every spend.
IndusInd Platinum Visa Credit Card
Entry-level Visa card with reward points and standard fuel surcharge waiver.
IndusInd Platinum Mastercard Credit Card
Entry-level Mastercard variant with reward points and lifestyle offers.
Nainital Bank RENAISSANCE BOBCARD
Shopping-focused rewards card designed specifically for Nainital Bank customers.
RuPay Star Lakshmi Credit Card
Women-focused RuPay card combining lifestyle privileges, rewards and airport lounge access.
Master India Domestic Credit Card
Legacy domestic Mastercard designed for card usage within India and Nepal.
RuPay Platinum Credit Card
Lifetime-free international RuPay card with rewards, concierge services and insurance benefits.
Master Platinum International Credit Card
Legacy international Mastercard offering worldwide usage and an extended interest-free credit period.
IDFC FIRST Classic Credit Card
An entry-level lifetime-free rewards card with 10X rewards on dining, travel and international purchases.
IDFC FIRST Digital RuPay Credit Card
A virtual RuPay companion card that adds credit-card-on-UPI functionality to eligible existing IDFC FIRST credit cards.
RBL Bank Movies & More Credit Card
A movie-centric card rewarding BookMyShow, restaurant and food-brand spending.
RBL Bank Blockbuster Credit Card
A premium movie-and-dining card with domestic lounge access and high annual reward milestones.
RBL Bank Platinum Edge Credit Card
A rewards-focused card with accelerated online earning, domestic lounge access and flexible annual milestones.
RBL Bank Platinum Plus Credit Card
An affordable rewards card with accelerated online points, movie benefits and annual-fee reversal.
RBL Bank World Prime Credit Card
A higher-tier rewards card combining online acceleration, domestic lounge access and movie privileges.
RBL Bank Platinum Max Credit Card
An everyday lifestyle card offering accelerated dining rewards and recurring BookMyShow benefits.
RBL Bank World Max Credit Card
A premium rewards card combining online acceleration, weekend dining rewards and spend-linked airport lounge access.
RBL Bank Platinum Prime Credit Card
A mid-range rewards card built around accelerated Wednesday dining and movie benefits.
RBL Bank Platinum Bonus Credit Card
A straightforward card whose main propositions are a large joining bonus and an achievable annual-fee waiver.
RBL Bank Platinum ShopGain Credit Card
A utility-focused rewards card with high bill-payment rewards and multiple annual milestones.
RBL Bank MyFirst Credit Card
An everyday rewards card offering significantly accelerated earning on education and bill payments.
RBL Bank EasySaver Credit Card
A lower-fee alternative to MyFirst with the same headline accelerated education and bill-payment earning structure.
RBL Bank World Plus Credit Card
A premium card with 10X dining and international rewards, domestic lounge visits and substantial annual milestones.
RBL Bank Platinum Choice Credit Card
A simple ₹499 card offering accelerated online rewards, movie discounts and a low renewal-waiver threshold.
City Union Bank SimplySAVE SBI Card
Everyday rewards card for City Union Bank customers, earning 10X on household categories.
RuPay Bharat Credit Card
RuPay rewards card combining lifestyle vouchers with domestic and international lounge access.
Union Bank of India Sparsh Credit Card
Union Sparsh Credit Card: Accessible Card with Braille
PNB Rakshak RuPay Platinum Card
A low-cost RuPay card designed for eligible defence and security personnel under PNB's Rakshak banking programme.₹500+GST; waived if card is used at least once in every quarter of the preceding year
PNB Rakshak RuPay Select Credit Card
The higher-tier Rakshak card with accelerated rewards, RuPay lounge benefits and no joining fee.
PNB Visa Classic Credit Card
PNB's basic lifetime-free Visa card with straightforward rewards and no annual membership cost.
PNB Visa Signature Credit Card
PNB's premium Visa card for HNI customers with accelerated rewards, domestic lounge access and concierge privileges.
PNB BLISS Credit Card
A lifestyle-heavy RuPay card combining quarterly shopping vouchers, OTT, wellness and airport lounge privileges.
PNB Salary RuPay Platinum Credit Card
A lifetime-free RuPay credit card for eligible PNB EXCEL salary-account customers with lifestyle and travel benefits.
PNB Salary RuPay Select Credit Card
A lifetime-free premium salary card with stronger rewards, eight domestic lounges and two international visits annually.
PNB Braille RuPay Select Credit Card
An accessibility-focused RuPay Select credit card designed by PNB for visually impaired customers.₹750+GST; joining fee ₹500+GST; annual fee waived if used at least once in every quarter of the preceding year
Axis Bank Freecharge Credit Card
Entry-level, invite-only Axis card for Freecharge app users.
DBS SuperX Plus Credit Card
Higher-tier SuperX card for select DBS customers with an annual fee of ₹2,999.
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