rewards
South Indian Bank SBI Platinum Credit Card
Platinum-tier card for South Indian Bank customers at a mid-premium fee with no spend waiver.
Annual Fee
₹2,999 (no spend-based waiver)
Rewards
Accelerated RP on select everyday categories; base rate on other spends
Lounge Access
Domestic
Fuel Waiver
1% (₹500–4,000, ₹250/cycle cap)
Milestone
Not published
Best For
South Indian Bank customers seeking a Platinum-tier product
Welcome Offer
Not published
Type
Rewards
Description
A Platinum-tier card issued under SBI Card's South Indian Bank partnership, priced at ₹2,999 joining and renewal. Unlike the PRIME variant at the same price point, no spend-based fee reversal is available at any level, making the effective cost higher for anyone who would otherwise clear the ₹3 lakh threshold. Includes a 1% fuel surcharge waiver on transactions between ₹500 and ₹4,000 capped at ₹250 per statement cycle, Flexipay EMI conversion and balance transfer facilities.
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