rewards
PSB SimplySAVE SBI Card
Everyday rewards card for Punjab & Sind Bank customers, earning 10X on household categories.
Annual Fee
₹499 (waived on ₹1L annual spend)
Rewards
10 RP/₹150 on dining, movies, departmental stores, grocery; 1 RP/₹150 other (4 RP = ₹1)
Lounge Access
Not offered
Fuel Waiver
1% (₹500–3,000, ₹100/cycle cap)
Milestone
None
Best For
Punjab & Sind Bank customers, value-conscious spenders
Welcome Offer
2,000 bonus RP on ₹2,000 spend within 60 days
Type
Rewards
Description
Launched under SBI Card's tie-up with Punjab & Sind Bank, positioned by the bank as its offering for value-conscious customers. Earns 10 reward points per ₹150 on dining, movies, departmental store and grocery spends, and 1 point per ₹150 on other categories except fuel, with 4 points equalling ₹1. Joining and renewal fee ₹499, reversed on annual spends of ₹1 lakh or more. Includes a 1% fuel surcharge waiver capped at ₹100 per statement cycle, free add-on cards for family members over 18, and Flexipay EMI conversion.
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