rewards
PhonePe HDFC Bank Ultimo Credit Card
Accelerated points on PhonePe bills and every UPI payment.
Annual Fee
Annual Fee: ₹999 (waived on ₹2L/year)
Rewards
Rewards: 10% PhonePe categories, 5% online brands, 1% UPI Scan & Pay
Lounge Access
Lounge Access: 8/year (₹75K/quarter spend)
Fuel Waiver
1%
Milestone
N/A
Best For
Heavy PhonePe/UPI users
Welcome Offer
PhonePe gift cards worth ₹999
Type
Rewards
Description
10% reward points on PhonePe bills, recharges, travel & more (capped 1,000 pts/month), 5% on Amazon/Flipkart/Myntra/Swiggy/Zomato/Uber, 1% on UPI Scan & Pay. Includes 8 lounge visits/year on quarterly spend.
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Find the Perfect Credit Card for You
Compare, choose, and apply for the best credit cards from top Indian banks in minute
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SBI Card PRIME Credit Card
Earn high rewards on online spends with lounge access, fuel waiver, vouchers, and welcome points—perfect for a balanced lifestyle.
HDFC Regalia Gold Credit Card
Enjoy premium rewards, lounge access, vouchers, and welcome points—ideal for frequent travelers seeking lifestyle perks.
ICICI Rubyx
Get 2% rewards, lounge access, fuel waiver, and bonus points—perfect for high spenders.
Axis Magnus
Earn 3% rewards with unlimited lounge access and huge bonus points—built for frequent flyers.
IndusInd Pioneer Heritage
Enjoy 3% rewards with unlimited global lounge access and massive bonus points—perfect for ultra-high-net-worth individuals.
Standard Chartered Ultimate
Get 3.33% rewards, lounge access, and generous bonus points—perfect for big spenders.
Yes First Exclusive Credit Card (Rewards)
Earn 1.5% rewards with lounge access, fuel waiver, and milestone bonuses—great for business travelers.
Bank of Baroda Premier
Get 2.5% rewards, lounge access, fuel waiver, and bonus points—ideal for regular spenders.
Amex Platinum Travel
Earn 1% rewards with unlimited lounge access and big bonus points—perfect for premium travelers.
ABC Pro Credit Card
The ABC Pro credit card is a premium rewards card issued by AU Small Finance Bank in partnership with Aditya Birla Finance. It’s meant for people who spend a lot and want strong benefits — high reward points on select spends, lounge access, dining discounts, and lower forex fees. The card does come with a fee, but many perks are built to offset it.
Fi SimpliFi (Rewards)
SimpliFi is a secured / FD‑backed credit card by Federal Bank in partnership with Fi, designed especially for people who are new to credit or don’t have a credit score. You get the card at no joining or annual fee.
Citibank Rewards Credit Card
Citibank Rewards is a rewards‑credit card meant for people who shop often, especially at apparel / department stores. It gives you much more points for those spends, lets you redeem points for gifts, vouchers, cashback, etc., and the points don’t expire. You pay a modest annual fee which can be waived if you spend enough.
IDFC FIRST Bank Select Credit Card (Rewards)
The IDFC FIRST Select Is A Lifetime‑Free Credit Card With Plenty Of Lifestyle, Travel, And Rewards Perks. It Gives Rewards Points, Lounge Access, And Discounts Across Brands, And Charges Low Fees On Things Like Foreign Transactions. It’s Good If You Spend Enough Every Month To Unlock The Bigger Benefits.
RBL Bank Platinum Maxima Credit Card (Rewards)
The RBL Platinum Maxima Is A Mid‑Premium Credit Card Made For People Who Spend On Dining, Entertainment, Grocery, Fuel, Utility Bills And Travel. It Has Good Rewards On Those Categories, Plus Perks Like Free Movie Tickets And Domestic Lounge Access.
PhonePe HDFC Bank Uno Credit Card
Lighter PhonePe co-brand with steady points and low fees.
HDFC Bank UPI RuPay Credit Card
Low-fee RuPay card built for everyday UPI cashback rewards.
PhonePe SBI PURPLE Credit Card
Earn tiered reward points on PhonePe spends, online shopping, and everyday purchases, with a PhonePe voucher to offset the joining cost.
PhonePe SBI SELECT BLACK Credit Card
The upgraded PhonePe co-brand, offering sharply accelerated points on PhonePe transactions plus a larger welcome voucher for heavier users.