dining

IDFC FIRST Bank Select Credit Card

The IDFC FIRST Select Credit Card Is A Premium‑Lifetime‑Free Card Offering Enhanced Rewards, Travel & Lifestyle Perks, And Low International Transaction Fees. It Provides Accelerated Reward Points On Higher Monthly Spends, Complimentary Lounge Access, And Concierge‑Type Privileges.

Annual Fee
₹999 + GST
Rewards
10 RP/₹100 spent
Lounge Access
4 per quarter
Fuel Waiver
1%
Milestone
Quarterly Benefit Reset
Best For
Dining & Food Delivery
Welcome Offer
Welcome Voucher
Type
Rewards
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Description

With this card, you earn 3× reward points on your spends up to ₹20,000 in a statement cycle, and once you cross that threshold (₹20,000+ in a month), incremental spends (above ₹20,000) get you 10× reward points, and the same 10× applies to purchases made on your birthday. Reward points never expire. You get a welcome gift voucher of ~₹500 if you spend ~₹15,000 within 90 days of card issuance, plus 5% cashback (up to ₹1,000) on the first EMI transaction within 30 days.

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