rewards
RBL Bank Platinum Choice Credit Card
A simple ₹499 card offering accelerated online rewards, movie discounts and a low renewal-waiver threshold.
Annual Fee
₹499+GST; renewal waived on ₹50,000 eligible annual spend
Rewards
1 RP/₹100 on eligible regular transactions; 2X rewards on qualifying online spends, subject to cap
Lounge Access
None
Fuel Waiver
Capped at ₹100/month on ₹500–₹4,000 transactions
Milestone
₹50,000 annual spend waives renewal fee
Best For
Light-to-moderate online spenders seeking a low-cost rewards card
Welcome Offer
2,000 RP
Type
Rewards
Description
Platinum Choice costs ₹499+GST and earns 1 reward point per ₹100 on eligible purchases, with 2X earning on qualifying online transactions. It includes a monthly movie discount, fuel-surcharge savings capped at ₹100 and 2,000 welcome reward points. The renewal fee is waived after only ₹50,000 of eligible annual spending, making it one of the easier RBL cards to keep effectively fee-free through regular usage.
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