rewards
YES Select Credit Card
Entry-to-mid tier card for digital-first spenders, with online rewards and quarterly lounge access.
Annual Fee
₹599
Rewards
8 RP/₹200
Lounge Access
4 domestic
Fuel Waiver
1%
Milestone
₹1L waiver
Best For
Digital-first spenders
Welcome Offer
15,000 points
Type
Rewards
Description
Renamed from YES Prosperity Edge, confirmed in YES Bank's official terms. Earns 8 reward points per ₹200 on online spends capped at 5,000 points a month, 4 points per ₹200 offline, and 2 points on select categories. Joining and annual fee ₹599 plus GST each, waived on ₹10,000 spend within 30 days for joining and ₹1 lakh annual spend for renewal. Includes 1 domestic lounge visit per quarter requiring ₹50,000 spend in the prior quarter, plus a conditional international lounge visit triggered by a flight delay of over two hours — an unusual benefit not found on comparable cards at this fee level. Also includes 4 golf green-fee waivers, a monthly golf lesson, buy-one-get-one movie tickets with the second capped at ₹150, and insurance covering credit shield of ₹3 lakh, air accident of ₹50 lakh and overseas medical of ₹15 lakh. Forex markup 2.5 to 2.75%. Issued in standard, NRI and fixed-deposit-backed variants.
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